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Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Chubb’s in-house technology makes it easy to integrate what we do into your customer experience.
GAP Supplement Health Insurance Coverage
GAP supplement health insurance coverage highlights
- Supplements an employer’s major medical plan by reimbursing individuals for covered out-of-pocket expenses for which they are responsible for.
- Hospital benefit reimburses deductibles, coinsurance and other eligible out-of-pocket expenses for covered benefits incurred during an inpatient hospitalization.
- Optional outpatient benefit reimburses eligible out-of-pocket expenses incurred for hospital emergency room visits (not admitted) and use of outpatient surgical, diagnostic testing and other similar facilities licensed to provide outpatient treatment.
- Optional ambulance benefit reimburses eligible out-of-pocket expenses incurred for transportation provided by a licensed ambulance company to the nearest hospital.
- Coverage is guaranteed issue.
- Individuals covered under this medical GAP Supplement Insurance plan must also be covered by an underlying major medical plan.
Eligibility
- Plan is only available to employer groups that have a major medical plan available for employees.
- Eligibility rules are flexible in order to coordinate with a major medical plan’s eligibility rules; coverage is also available to dependents of employees who are covered under the major medical plan.
- Minimum of 30 days of active service required (employer may choose to lengthen the number of days).
- Employees must work at least 15 hours per week.
- At least 15 employees must participate in the plan.
Chubb GAP Supplement Plans
Watch our video to learn how GAP supplement plans work alongside your existing medical plan to help employees cover out-of-pocket costs and lower the overall cost of your benefits program.
GAP supplement: We've got you covered
The ever-changing healthcare marketplace continues to challenge employers who are looking for how to best meet their employees’ benefit needs on a cost-efficient basis.