For an optimal site experience, we recommend using a different browser.
Using Internet Explorer may prevent you from accessing, and some site features may not function as expected.

skip to main content

Based on a risk evaluation model universally used by property underwriters for hundreds of years, Chubb’s Cyber COPE® combines underwriting, data analytics, and various security disciplines into a structured framework, providing risk managers with a tool to better communicate with the organization’s security experts and to understand their organization’s cyber risk posture.


  • Innovative approach to cyber risk management for large organizations
  • Proprietary framework, grounded in Chubb’s 15+ years of cyber underwriting and claims experience, loss experience, data analytics, and relationships with the world’s leading cyber risk organizations
  • Integrates both objective and subjective criteria into a comprehensive risk evaluation process built around four key elements

Key Elements of Cyber COPE®


  • Number of endpoints
  • Number of network connections
  • Software versions
  • Data center locations


  • Data retention
  • Firewalls
  • Incident response/response readiness
  • Monitoring
  • Encryption


  • Policyholder’s industry
  • Quality of IT and security related policies
  • Percent of budget allocation for security
  • Use of industry standards
  • Quality of information governance
  • Percent of outsourced services
  • Board level risk appetite


  • Political or criminal motivation
  • Types of outsourcing
  • Common threat vulnerability
  • Type and amount of sensitive information
  • Reliance on network for operations
  • Compliance and regulatory requirements