Commercial umbrella liability insurance for utilities coverage highlights

Benefits

We understand the risk challenges of the utility sector and takes a unique approach to solution development

 

Coverage
  • Claims Made, Occurrence or Occurrence Reported coverage
  • Coverage extensions include:
    • Community Service Activity
    • Emergency Assistance Agreement
    • Failure to Supply (Property Damage or Capacity Trigger)
    • Standards Boards Activity

 

Minimums
  • Minimum premium: $50,000
  • Minimum underlying: $1 million per occurrence for general liability, automobile liability and employers liability primary insurance or self-insured retention

 

Limits
  • Up to $25 million per occurrence/aggregate
  • Up to $15 million per occurrence/aggregate in Wildfire areas
  • Attachment point: within the first $100 million excess of primary insurance or self-insured retention

 

Target Client

Utilities

  • Electric, gas and water utilities
  • Regulated unregulated entities

 

Oil & Gas

  • Contractors
  • Exploration and production
  • Exploration and production services
  • Pipelines and midstream
  • Products and distribution