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With solutions designed for health care and managed care organizations, you can tailor coverage to fit your needs, whether that includes employee, customer or third-party information, or media liability and extortion coverage.

Coverage Highlights

Benefits
  • Claims and underwriting expertise
  • Flexible underwriting approach
  • Regional offices provide customers nationwide access to underwriters informed on privacy issues
  • Affirmative 100% allocation of defense provision if at least one covered claim is asserted
  • No retention, coinsurance, time element or prior written approval restrictions for data breach fund
  • Data breach expenses not subject to a post-discovery time restriction
  • Coverage for regulatory fines
  • Consumer redress fund applies to full privacy and network limits of liability
Coverage
  • Privacy Liability coverage includes personal information in any format as well as customer and employee information; breaches are not restricted to a network event
  • Network Security Liability
  • Data Breach Fund includes:
    • First and third party expenses
    • Forensic expenses
    • Expenses to comply with the consumer notification provisions of the applicable jurisdiction that most favors coverage for such expenses
    • Costs for voluntary notification (prior written approval requirement)
    • Costs to retain public relations, crisis management and law firms
    • Legal expenses incurred by the Insured to ascertain their indemnification rights under contract
    • Credit monitoring expenses (no longer tied to privacy regulations)
Limits

Up to $20 million

Client Profile

Any healthcare or managed care organization managing sensitive customer or employee information, third party corporate information, a computer network or website