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As U.S.-based companies continue to grow and expand their operations globally, the foreign exposures and risks they may face have never been greater. Our International Risk Management team provides comprehensive risk management solutions, services, and specialty products to meet the needs of large U.S. multinational companies.

Chubb Deductible Recovery Structure

There are various approaches U.S.- based multinational companies can take to attempt to remove the complexity that surrounds multinational casualty programs. One approach is to utilize a deductible recovery program structure. Learn more through this short video.

Coverage Highlights


  • Commercial General Liability including Products / Completed Operations
  • Contingent and Locally Admitted Automobile Programs
  • Foreign Voluntary Compensation
  • Employers Liability including UK EL
  • Local Workers Compensation
  • Customized Local Coverage Enhancements
  • Ability to offer Extensions such as Professional Liability and Recall Coverage

Key Benefits

  • A dedicated team of 300+ professionals worldwide to provide best in class service across the globe.
  • Worldview® is our award winning web-based portal that enables risk managers and brokers to manage and monitor key aspects and documentation of your global program in real time including the tracking of captive cessions.
  • Admitted local placements and coordinated program implementation

Client Profile

  • Large U.S.-based multinational companies (Fortune 500/Global 2000) with a large and growing overseas footprint.


  • Up to $10 million in capacity

Program Structure

  • Captives
  • Deductible Recovery
  • Matching Deductibles 
  • Retrospective Rating Plans
  • Risk Transfer Options (in conjunction with above programs)


Laura A. Vest, CPCU

Joerg Reinholdt

Thomas Caputo

Life Sciences Industry Contacts
Allyson Ulmer

James G. Kregler

Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers.

Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 40,000 people worldwide. Additional information can be found at:

Build a Consistent International Program

Learn how to remove the complexity surrounding multinational casualty programs in our advisory "Multinational Casualty — Compliance and Execution Simplified."