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Captive Strategies

Regardless of your specific financing needs, our dedicated team has the expertise and insight needed to develop risk financing products tailored to fit.

Coverage Highlights


  • Individualized risk underwriting for each client or program under consideration
  • Formalized practices that support the cash flow and contractual needs of captives
  • Long term relationship focus and commitment
  • Pre-established banking relationships for trust alternatives
  • Dedicated specialty practices to support captives: M&A, energy, transportation and trucking, temporary staffing, and healthcare
  • Global and multi-line capabilities
  • Flexibility to unbundle fronting, reinsurance and/or risk management services as needed by the captive owner
  • Chubb is a member of Captive Insurance Companies of America (CICA) and is recognized as a key provider of products and services, in addition to being a contributor and supporter of the captive industry worldwide


Captive Strategies will work with prospective or existing Chubb clients and producers to evaluate various program structures, such as:

  • Fronting only: domestic and international
  • Fronting plus excess of loss
  • Fronting plus excess of loss and aggregate
  • Reinsurance only
  • Claims management services with ESIS, Inc. (purchase individually or with Chubb)
  • Health, Safety, and Environmental Services with ESIS, Inc.(purchase individually or with Chubb)
  • Structured risk products
  • Loss portfolio transfers (LPTs)
  • Novations

Client Profile

Captive Strategies can provide products and services for a wide variety of alternative risk structures, such as:

  • Single Parent or "Pure" Captives
  • Homogeneous Group captives (with five years of group loss experience)
  • Homogeneous or Heterogeneous Group Captives (reinsurance only)
  • Risk Retention Groups
  • Rent-A-Captives or Protected Cells (either sponsored by  Chubb or by Third party sponsors)
  • Purchasing or Self Insured Groups
  • Pools or Trusts
  • Other Alternative Risk Structures


Richard Sica
(212) 827-3829

Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers.

Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 40,000 people worldwide. Additional information can be found at:

ESIS, Inc., a claims and risk management services company, is part of Chubb. ESIS risk control services may be sold directly to ESIS’s clients, or part of insurance underwriting. Risk control activities conducted on behalf of the insurer are not intended as a direct benefit or service to Chubb insureds.