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Self-Storage facilities present unique risks due to potential damages that can be costly.

The Self-Storage Program offered by Chubb Insurance Solutions Agency Inc. provides an integrated Package insurance solution across many lines which helps address the myriad of exposures unique to self-storage operators.

Chubb’s multiline capabilities and convenient billing structure allow our mutual clients to tailor insurance solutions to meet their individual business needs.

All Lines Product Offering

Building your portfolio with Chubb means broad, state-of-the-art insurance protection all in one place.  Learn more and share this Self-Storage Facilities product brochure.  

  • Building and Personal Property
  • Commercial General Liability
  • Business Income
  • Equipment Breakdown
  • Sale and Disposal Legal Liability
  • Customers’ Goods Legal Liability
  • Umbrella Liability
  • Commercial Auto
  • Employee Theft
  • Cyber Liability
  • Employment Practice Liability
  • Site Pollution Liability (non-admitted)

Property Enhancements:

  • Extension offered for Outdoor Property including Fences, Paved Surfaces, Trees, Shrubs and Plants
  • Pollutant Cleanup and Removal
  • Newly Acquired Building and Personal Property
  • Valuable Paper and Records
  • Computer Equipment and Electronic Data
  • Property in Transit
  • Employee Theft Coverage including Forgery or Alteration
  • Back-up of Sewers and Drains

General Liability Enhancement:

  • Optional Resident Manager Liability Coverage

Key Benefits

  • Packaged Insurance solutions tailored for the Self-Storage Facilities
  • Automatic blanket limit of insurance for select property coverages that allows insurance dollars to be used where they are needed most following a loss
  • Business Income automatic extension to 365 days
  • All lines have direct bill with installments and credit card capabilities
  • Admitted policies offered
  • Dedicated, experienced self-storage underwriters
  • Claims handling and risk control expertise

Target Classes

Eligible Classes:

  • Large and small Self-Storage facilities that fall within our eligibility and risk quality characteristics.
  • Mobile storage operators

Ineligible Classes:

  • Document Storage Operators
  • Conversions

Limits Available:

General Liability

General Aggregate $2,000,000
Products/Completed Operations Aggregate $2,000,000
Each Occurrence $1,000,000
Personal & Advertising Injury $1,000,000
Medical Payments Limit $5,000

Employee Benefits Liability

Coverage Form Claims Made
Retro Date: Inception date of initial policy with CHUBB, or expiring retro date if account is an Ag First renewal
Each Claim  $1,000,000
Aggregate $2,000,000
Minimum Deductible $1,000
Medical Payments Limit $5,000

Send a Submission

Download the Supplemental Form and submit business or contact Chubb Insurance Solutions Agency with any questions through email.

Insurance described is offered by Chubb Insurance Solutions Agency, Inc.  Insurance is underwritten and provided by ACE American Insurance Company or one of its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com.   All products may not be available in all states. This communication contains product summaries only.  Coverage is subject to the language of the policies as actually issued.  Surplus lines insurance sold only through licensed surplus lines producers.  CISA, 202 Halls Mill Road, Whitehouse Station, NJ.