- Individuals & Families
- Businesses
- Agents & Brokers
- Embedded Insurance
Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
Because pets are family, Chubb now offers pet insurance with top-rated coverage from Healthy Paws.
Chubb offers the insurance protection you need for travel’s many “what ifs”.
Chubb protects small businesses at every stage – from newly formed start-ups to long-time anchors of the community.
Stay ahead of cyber threats with our free Cyber Claims Landscape Report.
Learn more about our dedicated learning paths, Online Learning Center, and more.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Chubb’s in-house technology makes it easy to integrate what we do into your customer experience.
Focus long term
Humans are hardwired to think short term. Even when long-term outcomes are better, we often opt for an immediate, short-term gain.
- To do: Anticipating and valuing potential future needs
- Do not: Sacrificing long-term value for short-term price benefits
By helping your clients focus on the future, you can assist them in understanding that value is more than simply a short-term gain such as a lower premium. The total value they receive is made up of a number of factors, including utility and impact, which can be either short or long term.
78% of clients have a clear understanding of the value an insurance agent delivers to them. You just need to remind them.
Tactic: Reflect on the future
“You’ve no doubt been saving for retirement. How have you and your financial advisor built out your plan? What is your timeframe?”
“How much do you rely on your home equity to be able to retire comfortably?”
“What would happen to your savings if your home was severely damaged or destroyed by water or fire, and you had to pay, say, $300,000 out of pocket? Would you still be able to retire in the timeframe you are planning or would you need to push it out 3-5 years?”
Stretch the time horizon by presenting long-term strategies. In planning your approach, ask yourself how you can help your clients
Plan and design the right strategy
Example: “I design insurance strategies that ensure that you’re fully covered in case of an unfortunate accident or loss and that your retirement savings stay intact.”
Implement or adapt to the strategy
Example: “As your needs and circumstances change, you want to make sure you have a strategy in place to protect it.”
Capture the most value from the strategy
Example: “By working with us, we will make sure you’re taking advantage of complimentary services, like those designed to help you protect your valuables or secondary home when you’re away.”
