How does travel insurance work?

Passport 360®, Chubb’s travel insurance, provides you and your family with an all-in-one plan that includes benefits like medical evacuation if you or a family member are hurt or sick, political evacuation, baggage delay coverage, trip risk intelligence to see beforehand if it’s smart to travel to a particular region, and trip delay protection. 

You pay one annual premium and are covered for all of your travel throughout the year, 24 hours a day, anywhere in the world. Choose the level of coverage that works for you and add extras like our optional Golf Package.

travel insurance coverage symbolism, i.e. passport, model plane

Travel Insurance Coverage Highlights

How are Essential and Enhanced Passport 360 different?

The two plans offer many of the same benefits, but at different coverage levels. For example, the Enhanced plan provides more coverage for excess medical expenses, felonious assault, common carrier, and accidental death and dismemberment, as shown below.

BenefitsEssential Passport 360Enhanced Passport
360
Medical evacuation and repatriation
$250,000$250,000
Excess medical expense*$50,000*$100,000*
Political evacuation
$100,000$100,000
Felonious Assault$25,000$100,000
Common carrierN/AUp to $1 million
Accidental death and dismembermentUp to $100,000Up to $250,000

 

*Excess medical expense is not intended to take the place of primary medical coverage, and is not available to residents of CT, GA, MD, NH, NJ, or VA. 

Related Coverage

Home

From high-rise condos to historic buildings, we’ve got your home covered.

Valuables

With our broad coverage and unparalleled service, you can trust Chubb to help protect your valuables.

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks

When Should You Buy Annual Travel Insurance?

Learn when annual travel insurance should start, when you can buy it, and how Chubb Travel 365 may help frequent travelers manage multiple trip risks.

When Does It Make Sense to Buy Annual Travel Insurance?

See the annual travel insurance pros and cons for frequent travelers. Learn when annual coverage offers better value than single-trip plans.

What Does Annual Travel Insurance Cover?

Understand multi-trip travel insurance inclusions, common exclusions, and how annual plans compare with single-trip cover for cost and convenience.

How Does Annual Travel Insurance Work?

Annual and multi-trip travel insurance explained: see how coverage starts, what trip limits apply, and when a yearly plan makes more sense than a single trip policy.

What Is Annual Travel Insurance?

Annual travel insurance explained: see how multi-trip travel insurance works, what it may cover, and when it can make more sense than single-trip plans.

Is Annual Travel Insurance Worth It? A Complete Guide to Multi-Trip Plans

Is annual travel insurance worth it? Compare cost, coverage, and convenience of multi-trip travel insurance to find the right fit.
Couple packing a suitcase together before a trip

How to choose a travel insurance provider

Learn how to evaluate a travel insurance provider’s financial strength, emergency assistance, coverage options, and exclusions before choosing a policy.
Two travelers pausing to take in a scenic mountain view

How to choose the right travel insurance for long trips

Explore travel insurance options for long trips, including annual, single-trip, and long-stay policies. Compare duration limits and key coverage features.