How Does Travel Insurance Work?

Passport 360®, Chubb’s travel insurance, provides you and your family with an all-in-one plan that includes benefits like medical evacuation if you or a family member are hurt or sick, political evacuation, baggage delay coverage, trip risk intelligence to see beforehand if it’s smart to travel to a particular region, and trip delay protection. 

You pay one annual premium and are covered for all of your travel throughout the year, 24 hours a day, anywhere in the world. Choose the level of coverage that works for you and add extras like our optional Golf Package.

travel insurance coverage symbolism, i.e. passport, model plane

Travel Insurance Coverage Highlights

With Chubb's Passport 360, you have the tailored solutions you need to travel with confidence, security, and peace of mind. Passport 360 is travel insurance that delivers a complete package.

 

Benefits Included:

  • Medical evacuation for illness and injury and safe return home
  • Coverage for medical expenses that go beyond the policy limit (excess coverage)
  • Political evacuation, such as situations of political unrest and military action
  • Additional death benefit in case of criminal assault
  • Additional medical benefits in case of accidental loss of limbs, sight, speech or hearing
  • Accidental death & dismemberment (AD&D) insurance.

Travel Conveniences Included:

  • Trip delay coverage
  • Baggage delay coverage
  • Travel assistance services such as replacement of lost travel documents like your passport or visa, translation services, rebooking an itinerary, medical and legal referrals, identity protection, and more
  • Analysis of your travel risks from a robust security intelligence website

Optional Upgrades:

  • Golf package – Coverage for green fees if you can’t make your tee-time, recreational equipment delay, and recreational vehicle damage

How Are Essential and Enhanced Passport 360 Different?

The two plans offer many of the same benefits, but at different coverage levels. For example, the Enhanced plan provides more coverage for excess medical expenses, felonious assault, common carrier, and accidental death and dismemberment, as shown below.

 

  Essential Passport 360   Enhanced Passport 360
Medical evacuation and repatriation
  $250,000

 
Excess medical expense* $50,000*   $100,000*
Political evacuation
  $100,000  
Felonious Assault $25,000   $100,000
Common carrier N/A   Up to $1 million
Accidental death and dismemberment Up to $100,000   Up to $250,000

 

*Excess medical expense is not intended to take the place of primary medical coverage, and is not available to residents of CT, GA, MD, NH, NJ, or VA. 

Quote Hero Evan L

The Chubb professionals were efficient, but also kind and understanding.

Evan L., Weston, CT

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1 Chubb clients and their covered family members enjoy AD&D coverage no matter where they are. Travel benefits like emergency medical transport apply when you are traveling 100 miles or more away from home.

 

Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.