Adventure travel often takes place in far-away countries and includes a higher risk of property loss, injury, and cancellation. Because of that, it’s wise to consider purchasing travel insurance that includes coverage for medical expenses, transportation back to your home country, and compensation for cancellation, delays or loss of luggage or paperwork.
However, before you start planning an adventure trip, you’re smart to educate yourself and implement a layered system of organizing the components of your trip. Top tips include:
Also, not all travel insurance is the same. Be sure that yours includes good medical care and excess medical expense coverage when your U.S. health plan may be out of reach. Check to ensure your insurance representatives are available anytime of the day or night. Also, look for travel assistance services and travel benefits that include coverage for trip and baggage delays. Depending on your plans, you might need the additional coverage. If not, you’ll have the additional peace of mind to help you truly enjoy your adventure.
If you’re planning an adventure trip, get in touch with your insurance agent to talk about the level of coverage you need.
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