Home

5 important things to do before inviting a vendor to work inside your home

living room with fireplace

At Chubb, we look for ways to do more for our clients, like keeping you, your home and your loved ones safe when you need to use an outside vendor or contractor to do work inside your home. Consider the following tips when you hire someone to come into your home to perform maintenance or make repairs.

Do your research.

Read reviews from reliable sources such as Angie’s List or HomeAdvisor, check the Better Business Bureau to see if the vendor has received any complaints, and contact your insurance company for their vetted recommendations. Also, only use licensed professionals with plenty of experience.

Consider basic safety procedures.

Make sure the company runs regular background checks and thoroughly vets each of their employees. Confirm that they have the appropriate type and amount of insurance to protect their customers.

Obtain the name, I.D. and vehicle make/model of the vendor representative who will be coming to your property before they arrive. Ideally, they will travel in a company-branded vehicle with I.D., and wear apparel that clearly displays the company name and logo.

Make sure someone is with you on the day of the visit.

When the contractor arrives, it is smart to have someone else in the house with you, if possible. If you have a home security camera system, this is an excellent way to track who is entering and exiting your home, as well as the activities someone is conducting during their visit. 

Set healthy boundaries.

You can and should politely tell the contractor what you are and are not comfortable with, including whether they can use your powder room, whether they need to remove their shoes, and so on. And, as always, listen to your intuition.

Chubb has partnered with HomeAdvisor because they make it simple for homeowners to find and connect with one of their 200,000 qualified home service pros. HomeAdvisor uses an extensive screening process to ensure that every business in the network is reputable. Of course, it is a good idea to perform your own due diligence such as verifying proper permits, being sure to secure a valid receipt, and receiving everything in writing. These steps will help you further protect yourself and get the job done right. To get started on your next home project, please call the dedicated Chubb number at (888)-207-8540. 

Only work with reputable vendors

Speak to your agent or broker about Chubb’s Preferred Service Provider Network (PSPN). New vendors are constantly being vetted and added to the network.

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.
drinking water
Maintaining a healthy home: A conversation between Well Living Lab and Chubb
A healthy living environment with air purifiers and water filtration systems can reduce the risk of health issues and improve comfort in your home.
couple moving boxes
8 tips for a seamless moving experience
If you’re moving to a new home, be prepared with these tips—from hiring a professional moving company to taking extra care of your pets.
Why a 4-point inspection is essential for Florida homeowners
Why a 4-point inspection is essential for Florida homeowners
Many insurers require Florida homeowners to get a 4-point inspection including roof, electrical, plumbing, and HVAC before issuing or renewing a policy.
man watching the snowy view inside
10 ways to protect your home against cold weather
As winter fast approaches, it’s time to prepare your home for the cold weather. By accomplishing these 10 simple tasks, you can increase your home’s energy efficiency and protect it against damage caused by rain, snow and freezing temperatures.
Protecting your home from extreme heat
Take these key steps to prevent damage to your home and belongings from heat waves.
tornado
Preparing for nature’s wrath: Steps to take before a tornado strikes
Learn best practices for protecting your family and home during tornado season.
person-with-a-checklist-on-home-inventory
Protecting what tells your story: A conversation about why home inventories matter
By creating and maintaining an accurate, detailed home inventory, you can feel confident that you have the right coverage and have the documentation needed to recover from a loss.
happy dog
Help protect your pets with an animal evacuation plan
Planning for your pets’ safety is a critical part of emergency preparedness.

Get a personal insurance quote

Work with an independent agent to get personalized insurance solutions.