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9 ways to protect your kids from cyberbullies

two bully boys posting video

These days, 95% of teens have access to a cell phone and 45% say they are online “almost constantly.” With so much time spent on a computer, gaming system, tablet, or cell phone, it’s no wonder bullies are taking advantage of those in cyberspace. In fact, you may be surprised how often it happens and how seldom it gets reported:

  • 37% of middle and high school students report having been cyberbullied during their lifetime.1
  • 25% of teens and 35% of girls age 15-17 say they have been sent explicit images they did not ask for.2
  • 15% of young people surveyed admit to having cyberbullied someone else.3
  • Only 11% of teens talked to their parents about cyberbullying incidents.4


What can you do as a parent?

While your first instinct may be to take away your child’s phone or internet privileges, many experts suggest that talking to your kids and actively monitoring their online and cell phone activities may be a better way to go. Here are a few suggestions to help protect your kids, so they do not become a cyberbully or cyberbullying victim:


  1. Get involved in your children’s online activities.

    Monitor the sites your kids visit, connect with them on social media, and learn their passwords.

  2. Learn your child’s perspective.

    If you understand their technology and are supportive of the issues they face, they may be more inclined to talk to you about what is happening to them or around them. Instead of criticizing them directly, use current events to initiate conversations about privacy, never sending a text or photo they’ll regret sending later, and never posting gossip or hurtful messages or photos online.

  3. Be the one your kids turn to.

    Encourage your children to confide in you about what they see online and who they are communicating with. If they don’t feel comfortable telling you, encourage them to confide in another adult that they (and you) trust. Tell them that if they are a victim, they will not be punished and reassure them that being bullied is not their fault.

  4. Help them understand your perspective.

    Explain to your child that it’s your job to keep them safe. Part of that is monitoring their cell phone and internet use.

  5. Set limits and boundaries.

    With cell phone and tablet usage starting as early as the toddler years, it is more important than ever to establish clear rules about when your kids can start using mobile devices without you viewing exactly what they see.

  6. Create a smartphone agreement.

    Before you give your kids a cell phone of their own, have a collaborative conversation with them to hash out an agreement you’ll both follow. This might include boundaries such as no phones in the bedroom, no phones overnight in their rooms, phones stay in common areas, and no downloading apps without approval. You will also want to include clear consequences if they break the rules and establish passwords for their phone and apps that you know as well.

  7. Think twice about taking away their phones as punishment.

    After all, kids with cell phones can be more independent, connect better with their peers, and can reach their parents (and their parents can reach them) any time.

  8. Lead by example.

    To teens and adolescents, the internet is a way to socialize with their friends. They may also turn to technology when their social-emotional needs aren’t met. One way to help combat this is by disconnecting yourself. Give your kids your full attention and establish phone-free family time, so you can all reconnect more effectively.

  9. Make sure you have the coverage you need.

    If, despite everything you do, your child is a victim of a cyberbully, your child may become distressed, anxious, depressed, or worse. Make sure you have insurance coverage that can help you put security measures in place, provide your child with counseling, and even protect you if your child happens to be the bully.

    Cyberbullying incidents can raise a wide variety of psychological and legal issues for those involved.  You should consider contacting your lawyer or child’s pediatrician for more specific guidance.  


This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.

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