Natural Disasters

8 ways to minimize damage after a hurricane

tropical storm

The howling winds and torrential rain has died down. But just because the hurricane has passed doesn’t mean you’re in the clear yet. With the danger of dangling power lines, fallen trees, flooding and more, you’ll want to keep these 8 things in mind when safely returning to your home or assessing it for damage.

1. Check your power lines

Beware of loose or dangling power lines and report them immediately to the proper authorities. If you see a power line that’s down, move away from it and beware of any water or other objects touching the lines.

2. Don’t use your water

Use your emergency supply of water or boil water before drinking until officials have given word that it’s safe.

3. Operate a generator safely

If you’ve lost power, make sure to operate your generator outside your home in a well-ventilated area. Do not operate generators or gas, propane or charcoal grills indoors or near your home’s ventilation areas.

4. Protect the exterior

If your home has sustained damage, cover the roof with tarps and your windows with plywood if it is safe for you to do so.

tornado repairs

5. Clean items left indoors

Dust items with a soft brush and wipe metal objects with a soft, lint-free cloth.

6. Assess interior damage

If you have wet or damaged artwork, blot off excess moisture, remove wet backings, mats and frames and keep them in an air-conditioned room. Take pictures of any damage and contact professionals for assistance.

7. Inspect your car

Wash any debris from your car and take photos of any damage.

8. Use caution while driving

Be aware of fallen power lines, debris on the road, missing signs, or broken traffic lights. Be cautious of any moving water before driving through it, and make sure you have a spare tire.

What to do if you suffer damage

If you’re a Chubb policyholder and you suffered damage from a hurricane or severe storm, we’ll work quickly to make your home whole again. Click here to begin the claims process.  

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.
hurricane winds pound the shore

13 essential hurricane preparedness tips

While you can’t control when or where a hurricane will hit, the best way to minimize potential damage is to be prepared. Discover how to stay protected.
evacuation route sign

Emergency evacuation packing list

When a natural disaster gets close to your home and authorities recommend you evacuate, it’s important that you leave immediately. Here are a few tips for packing an emergency supply kit.

How to keep your home cool in the summer

Learn how to fight extreme heat, protect your home, and stay cool and healthy.
emergency kit

7 tips for creating your family disaster plan

Follow these key steps to prepare for a natural catastrophe or other disasters.

Get a personal insurance quote

Work with an independent agent to get personalized insurance solutions.