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With Wildfire Defense Services, we can help protect your family, home and property with proven wildfire management techniques that have saved our policyholders millions in property damage at no additional charge.

Chubb partners with Wildfire Defense Systems, Inc. (WDS) to bring you valuable protection before, during, and after a wildfire. As a leading wildfire management organization, WDS offers the expertise of fire professionals with over 35 years of wildfire experience, including fire management experience with federal and state agencies.

Which States Offer Wildfire Defense Services?

Enrollment in our Wildfire Defense Services is available to Chubb homeowners policyholders in the states of AZ, CA, CO, FL, GA, ID, MT, ND, NM, NV, OK, OR, SC, SD, TN, TX, UT, WA, and WY. This offer applies to homeowner’s policyholders insured by all Chubb underwriting companies.

What Happens if My Home Is Threatened by a Wildfire?

By enrolling in Chubb's Wildfire Defense Services, you'll receive monitoring, prevention, and mitigation services to help keep your family and home protected from the potentially devastating effects of wildfires.

Here are a few highlights of our Wildfire Defense Services: 

Before Wildfire Season (Year-Round Service)

A Chubb Risk Consultant can provide a personalized wildfire hazard assessment (available upon request), with specific recommendations for how to protect your home in the event of a wildfire. For example, they can help recommend ways to reduce the fuel around your home that may feed a wildfire (e.g., combustible materials like woodpiles or grass welcome mats) or identify other protective measures, like installing water tanks, pumps, or sprinkler systems that can be used in the event of a wildfire.

As a Wildfire Approaches

Working with you to proactively defend your home. Deploying certified fire professionals to your home if a wildfire is threatening your area.

After the Threat Has Passed

Return combustible material and other items that may have been temporarily relocated, as well as removing any fire-blocking gel that may have been applied to the home. During this time, WDS would be available to answer any questions you may have around our response.  And, of course, we can help you process a claim if your home sustained any damage.

Chubb Wildfire Brochure

Wildfire Defense Services Brochure

Stay a step ahead of danger. Help protect your home from wildfire.

Chubb Wildfire Defense Services Enrollment

Chubb Wildfire Defense Services is offered at no additional charge to eligible homeowners insurance policyholders — but you must enroll to take advantage of this important service.  There are three convenient ways you can enroll:

Chubb Personal Risk Services
Attention: Wildfire Defense Services
P.O. Box 1600
202 Hall’s Mill Road
Whitehouse Station, NJ 08889

Please contact us using any of the following methods if you are a client and have questions regarding our Wildfire Defense Service:

Chubb Customer Care Team
Phone: (877)-602-4822

Note: During large-scale natural catastrophe events we may provide extended hours for weekends and holidays.

Chubb has been nothing but first class from day one.
Gerry G., Ventura, CA

Disclaimer: Chubb Wildfire Defense Services is not available in all jurisdictions and is not available to condominium, cooperative, townhouse or renter policyholders and policyholders covered by California Fair Plan Extension policies. Chubb Wildfire Defense Services is also not available to Differences in Conditions (DIC) Platinum Portfolio policyholders. Chubb and its representatives will use their best efforts to provide these services. There may be instances when Chubb will not be able to provide these services. There is no guarantee that these services will prevent damage. Actual coverage is subject to the language of the policies as issued.

Wildfire Defense Services are triggered only when a wildfire is within three miles of a residence, when a civil authority initiates an evacuation order as a result of an approaching wildfire, or when Chubb deems it appropriate to deploy the service because of an encroaching wildfire.