Providing you with safety at sea and security on shore.
Whether you own a runabout, sailboat, or yacht, we know that as you cruise across the open water, you're where you belong. Chubb offers some of the most comprehensive protection and services available, so you can enjoy your time on the water, every time you go out.
See the Chubb Difference
Watch this short video to see how Chubb kept their client cruising when they experienced some trouble in the water.
Your watercraft is more than just a boat. That's why we offer protection that's tailored to your needs at every stage of your experience.
We look for ways to say yes.
When your policy is written, you agree to the value of your boat. If it's damaged beyond repair, we'll write you a check for the agreed amount and waive the deductible.
Extra protection when you need it most.
We offer coverage for injuries you or your guests sustain onboard if you're in an accident with a boat that has limited or no insurance.
The freedom to choose.
We offer a “Select” option with new coverages and higher limits on key coverages, and a single policy option that lets you combine personal watercraft, boats, and yachts of all sizes on a single policy.
You're more than a claim, you're our client.
95% of clients with a paid claim were highly satisfied with their claims experience. *
*Scores are for paid claims for personal lines and commercial lines combined; surveys conducted by Chubb averaged over a 5-year period (2017-2021).
Did you know?
of damage to property as a result of recreational boating accidents in 2020.
of boating accidents occur on clear days with good visibility.
of boating accidents happen on calm days with waves less than 6".
Source: 2021 Recreational Boating Statistics, United States Coast Guard
Let us raise your expectations.
Experience the Chubb difference
Here are some of the most popular benefits and coverages Chubb has to offer:
Chubb looks for ways to prevent damage from happening in the first place. For example, if you need to move your vessel to safety because of an impending hurricane or tropical storm, there’s coverage for those costs.
They offer coverage for sinking, collision, fire, demasting, explosion, or stranding that results from causes of loss such as wear and tear, gradual deterioration, and lack of maintenance. This important coverage is often overlooked and may be excluded from standard watercraft policies.
Chubb offers replacement cost coverage for personal property for family members and guests aboard with no deductible.
They don't exclude coverage for mechanical or electrical breakdown.
You agree to the value of your boat when your policy is written. That way, you know how much you’ll get if a total loss occurs.
You can combine watercraft of all sizes onto one single policy, and Chubb will automatically cover new watercraft purchases for the first 30 days
Chubb provides yacht owners with services like background screenings, travel briefings, and discounted rates on security services at no additional charge.
Superior protection on and off the water
Whether you own a trawler, runabout, or a motor yacht, or you've been boating for one year or 30, Chubb offers some of the most comprehensive protection and services available.
It’s spring — and time to prepare for boating season. If your boat was in lay-up over the winter, you’ll need to take care of a few things before it’s ready to go. Here are some suggestions to help you make sure your vessel is ready for a successful launch and a safe and relaxing season.