- Individuals & Families
- Businesses
- Agents & Brokers
- Embedded Insurance
Protect your ring with Chubb Valuable Articles insurance and get the peace of mind and financial security you need.
Because pets are family, Chubb now offers pet insurance with top-rated coverage from Healthy Paws.
Chubb offers the insurance protection you need for travel’s many “what ifs”.
Chubb protects small businesses at every stage – from newly formed start-ups to long-time anchors of the community.
Stay ahead of cyber threats with our free Cyber Claims Landscape Report.
Learn more about our dedicated learning paths, Online Learning Center, and more.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Chubb’s in-house technology makes it easy to integrate what we do into your customer experience.
Recreational Marine Coverage
Experience the Chubb difference
- Chubb looks for ways to prevent damage from happening in the first place. For example, if you need to move your vessel to safety because of an impending hurricane or tropical storm, there’s coverage for those costs.
- They offer coverage for sinking, collision, fire, demasting, explosion, or stranding that results from causes of loss such as wear and tear, gradual deterioration, and lack of maintenance. This important coverage is often overlooked and may be excluded from standard watercraft policies.
- Chubb offers replacement cost coverage for personal property for family members and guests aboard with no deductible.
- They don't exclude coverage for mechanical or electrical breakdown.
- You agree to the value of your boat when your policy is written. That way, you know how much you’ll get if a total loss occurs.
- You can combine watercraft of all sizes onto one single policy, and Chubb will automatically cover new watercraft purchases for the first 30 days
- Chubb provides yacht owners with services like background screenings, travel briefings, and discounted rates on security services at no additional charge.
We protect your experience on the water
We look for ways to say yes.
When your policy is written, you agree to the value of your boat. If it's damaged beyond repair, we'll write you a check for the agreed amount and waive the deductible.
Extra protection when you need it most.
When your policy is written, you agree to the value of your boat. If it's damaged beyond repair, we'll write you a check for the agreed amount and waive the deductible.
The freedom to choose.
We offer a “Select” option with new coverages and higher limits on key coverages, and a single policy option that lets you combine personal watercraft, boats, and yachts of all sizes on a single policy.
With Chubb Claims, we're here for you.
The insurance claims process can sometimes be, well, a process. At Chubb, it's different. That's because we're not just in the insurance business, we're in the people business. Our experienced claims specialists are relentless about every detail in the most personal way possible.
*Scores are for paid claims for personal lines and commercial lines combined; surveys conducted by Chubb averaged over a 5-year period (2017-2021).
Resources
Superior protection on and off the water
Whether you own a trawler, runabout, or a motor yacht, or you've been boating for one year or 30, Chubb offers some of the most comprehensive protection and services available.
Coming Out of Lay Up
It’s spring — and time to prepare for boating season. If your boat was in lay-up over the winter, you’ll need to take care of a few things before it’s ready to go. Here are some suggestions to help you make sure your vessel is ready for a successful launch and a safe and relaxing season.
Coming out of lay-up: Quick reference guide
Did you know?
Source: 2023 Recreational Boating Statistics, United States Coast Guard
Choosing the right life preserver or PFD (Personal Floatation Device)
Type 1
- Often called off-shore life jackets
- Provide the most buoyancy
- Effective in all waters, especially open, rough, or remote waters where rescue may be delayed
- Designed to turn most unconscious wearers to a face-up position in the water
Type 2
- Near-shore buoyancy vests
- Suitable for calm, inland water or waters where there is a good chance of quick rescue
- Designed to turn an unconscious person face up in the water
Type 3
- Also called "floatation aids"
- Suitable for calm, inland water (similar to Type II)
- Comfortable, formfitting style
- For conscious wearers with an imminent chance of rescue
- Will not turn an unconscious person face up
Type 4
- To be thrown to a person in the water and grasped and held by the user until rescued
- It is not designed to be worn
Type 5
- Special use devices
- May be carried instead of other PFDs if used in accordance with the approved conditions designated on the label
- Include inflatable vests, deck suits, work vests, board sailing vests or hybrid PFDs
We offer some of the most seaworthy coverages and services available.
Ask your agent about Chubb Recreational Marine Insurance
Insights and expertise
All paws on deck: The ultimate guide to safe boating adventures with your pet
How much does boat (watercraft) insurance cost?
What does boat insurance cover
Going into layup: Preparing your vessel for winter storage
Useful boating sites
Ready to dive into summer activities? Here’s how to do it safely.
Protecting your boat from hurricanes and other major storms
