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For producers of consumer goods, you can get help preventing a recall, as well as protection from financial losses if you are affected by such an event.

Product Recall Insurance for Consumer Goods Coverage Highlights

  • The perfect coverage for the new or established business owner.
  • Coverages are made-to-order allowing policyholders to select "add-on" coverages based on their needs or their budget.
  • Crisis consultants available 24/7 via our emergency hotline.
  • Minimums:
    • $5,000 minimum SIR
    • $2,500 minimum SIR for small businesses
  • Limits:
    • Chubb’s Product Recall unit has $5 million in limits available on a primary and excess basis. Additional capacity may be considered on a case by case basis.
  • Restricted Classes:
    • Drop side cribs
    • E-cigarettes
    • Fireworks
    • Products that are incorporated as a component or constitute a part of any third party's products or goods.

Product Recall Insurance for Consumer Goods Client Profile

On a primary basis we are focusing on companies with sales up to $1 billion. Companies with sales in excess of $1 billion will be considered with either a high self-insured retention or on an excess basis.

For Consumer Goods, the target risks are finished products in the areas of appliances, electronics/electrical, clothes, furniture, household, children's products, outdoor goods and products, sports/exercise equipment and products, etc.

The types of risks considered include manufacturers, importers, distributors, wholesalers, retailers, etc.

Specialized Consultants, for Specialized Businesses

Businesses have 24/7 access to a network of specialized product recall consultants on a post incident basis. Our group of experts are leading industry professionals who are familiar with the regulatory challenges and nuance of the product recall market.

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Have questions about product recall insurance or need more information, email us at

Recall Plus™ | Insurance for Consumer Goods