- Individuals & Families
- Businesses
- Agents & Brokers
- Embedded Insurance
Because pets are family, Chubb now offers pet insurance with top-rated coverage from Healthy Paws.
Chubb offers the insurance protection you need for travel’s many “what ifs”.
Chubb protects small businesses at every stage – from newly formed start-ups to long-time anchors of the community.
Stay ahead of cyber threats with our free Cyber Claims Landscape Report.
Learn more about our dedicated learning paths, Online Learning Center, and more.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Chubb’s in-house technology makes it easy to integrate what we do into your customer experience.
Miscellaneous Professional Liability
What is miscellaneous professional liability?
Miscellaneous professional liability results from errors or omissions in the performance of professional services. Companies that perform professional services for others can make mistakes— overlook a critical piece of information, misstate a fact, be misunderstood, forget an essential step, etc.—and be subject to allegations such as:
- Errors or omissions in providing a service
- Failure to provide a service in a timely fashion or at all
- Misrepresenting the service to be performed
MPL insurance benefits
- Coverage available on an admitted basis in most states
- Policy may be tailored to meet the specific coverage needs of your professional services firm
- Sound claims handling by an experienced team of miscellaneous professional liability claims professionals
MPL insurance coverage
- Broad definition of Wrongful Act, with the ability to manuscript the definition of Professional Services
- Broad definition of Damages, including:
- Prejudgment and post-judgment interest on that part of any judgment paid
- Punitive and exemplary damages and the multiplied portion of any multiple damage award, where allowed
- $5,000 sublimit for reimbursing Insured for attendance at hearings, depositions, etc. ($250 per day maximum)
- Duty to defend covered claims, not just "suits"
- Broad definition of Insured, including:
- The entity and its subsidiaries
- Any past or present principal, partner, officer, director, trustee, employee, or general or managing partner or principal (if the entity is a partnership)
- Independent contractors who are natural persons when performing professional services on behalf of the entity and its subsidiaries
Limits
- Maximum capacity is $20 million
Get a Quote
For agents & brokers seeking MPL insurance coverage for a client
For businesses seeking MPL insurance coverage
Target clients
- Consultants
- Staffing/Employment
- Trustees
- Business Process Outsourcing
- Claims Adjusters
- Travel Services
- Advertising/Marketing/Public Relations
- Property Managers
- Printers
Resources
Learn more about MPL insurance and why it’s something your company may need.
Explore how Chubb's Pro-ERM digital solutions and market-leading APIs can optimize quoting processes, boosting both efficiency and accuracy.
Commercial E&O policy guide offers information on respective coverage, services, and claims and policy data.
When managing claims, Chubb Claims Specialists are attentive to every detail. Download examples across Professional Liability, including technology, public officials, MPL, and employed lawyers.
Miscellaneous Professional Liability (‘MPL’) is designed for service providers for which a specialized insurance product does not exist.