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Accident and Health Insurance

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Accident and health cover for employees

Chubb accident and health cover supports you and your team if the unexpected happens.

Our accident and health insurance protects your company’s most important asset – your people. We can support them 24/7 if they have an accident while working, travelling for work, or at home. 

We’ll support the wellbeing of your staff during their recovery and help make sure your business doesn’t suffer by covering costs for replacement staff. 

Risks we insure

We keep your team and your business covered for situations like these:

Accidental death or disability
An employee is paralysed in a car accident while commuting between business locations 


Recovery time and mental health support
After suffering a work injury, an employee needs surgery, rehab services and counselling before they can return to work


Lost and stolen possessions while travelling
An employee has their laptop stolen while away on business, preventing them from doing their job and raising security concerns about sensitive company data


Travel disruption
Following a flight cancellation, your project team is unable to complete their business trip and finish an important project

Loss of limbs or eyes and broken limbs
A worker falls off a ladder at a job site, leaving them out of work for months with two broken legs


Overseas illness or medical condition
A travelling employee has a heart attack in a foreign country, requiring immediate treatment there as well as support to get them home


Travel emergency
An employee is stuck abroad on a business trip and needs urgent support following a major incident of political unrest in the country they are visiting


Illness while travelling to the US

Claim paid: US $200,000

The company was able to fulfil their contract and deliver an important project on time. 

  • A corporate executive was on a business trip from the UK to the US.
  • While away he suffered a major heart attack and needed emergency medical treatment.
  • He was admitted to hospital for an urgent assessment and treatment.
  • After one week we repatriated him back to the UK via air ambulance.
  • We also covered the costs for the client's colleagues to fly out to complete the project.
Products & Services
Products & Services

Chubb accident and health cover safeguards colleagues and the company against all sorts of emergencies

Group Personal Accident insurance

This package offers financial support for employees injured by an accident, including disability, broken limbs and burns, and covers the cost of hiring a temporary replacement. 

Business Class travel insurance

Our policy protects your team when they’re travelling for work – with cover for medical and security emergency support in foreign countries, repatriation and loss of belongings.

Business Class assistance

Chubb travel insurance policyholders benefit from this specialist service. It includes risk training, alerts on security situations and 24/7 support for medical emergencies abroad.

Why Chubb?
Why Chubb?

We’re accident and health insurance specialists – and we care about your company

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in accident and health insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be. 

Partnership that’s personal 
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.


Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.


Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business.



These insurance policies are similar in that they take care of your employees, but they provide coverage for different kinds of incident. Health insurance commonly gives cover for employees when they are sick or injured. This type of insurance is often standard for businesses to give employees. Accident insurance is typically a lump sum to support life-changing injuries.

Every company has duty of care to its employees, whether while at work, travelling for work, or at home. Any disruption of your workforce can have serious consequences for your business. We’ll provide immediate financial and wellbeing support should any of your employees need help beyond the original claim.

We’re proud of our dedicated in-house claims team and global network of trusted third-party specialists. Additionally, all policyholders benefit from the Chubb Travel Smart app, designed to enable immediate access to specialist support at the touch of a button. Find out more

Insights & Resources

Challenges and opportunities in an evolving workplace

Have a question?
Have a question?

Talk to one of our experts