Whether you drive a restored Jaguar E-Type or a perfectly preserved Ferrari 250 GTO, we understand how much your car can mean to you.
Our classic car insurance is about more than just getting you and your car back on the road – it’s about maintaining what’s classic about your car. No detail is too small. No expense spared.
Key policy highlights:
- Original parts only
- Your car’s value agreed up front
- Up to 125% of the agreed value for restoration
An exceptional standard of classic car insurance cover
Our claims team has been voted number one for quality of claims by The Insurance Times UK broker survey for the last two years.
A meticulous service delivered by specialists we find, or you choose
A classic car requires a specialist repair. We trust whoever you trust is best to undertake repairs to your car, even if this means sending your car overseas. But if you do need a suggestion, we only recommend reputable centres that repair to our own high standards.
We use original manufacturer parts
We know authenticity is integral to the value of your classic car. That’s why we source original equipment manufacturer parts, wherever possible.
Your car’s value assured – giving you the option to restore
Whether due to rarity or sentimental value, we understand replacing your classic car may not always be an option. That’s why, when you agree your car’s value up front, we will pay up to 125% of your car’s value to restore it back to its condition before the covered accident (up to £100,000 above the agreed value). If it isn’t possible to restore your car, we’ll pay you the full sum insured with no excess, regardless of its age or mileage during the policy period.
Protecting the documents that give your car value
We appreciate that the documentation you have for your classic vehicle can be key to its value. We cover up to 5% of the total value of your vehicle to help replacedocuments that are lost or destroyed (up to a maximum £50,000.)
Benefits at a glance
- Agreed Value coverage for total loss, with no deductible or depreciation, regardless of vehicle age or mileage
- Comprehensive cover for any driver over 30 years of age
- The option to replace or restore
- Use of original equipment manufacturer (OEM) parts where possible
- Diminution in value coverage
- Documentation cover
- Event cancellation cover
- Comprehensive motor vehicle liability insurance
- Choice of repair garage or one of our elite facilities
- Premium discounts when you insure more than one vehicle
- European breakdown cover
- Legal expenses cover, up to £100,000
- Glass replacement cover
- Vehicle accessories and tools cover
- Theft/damage to a vehicles audio/visual equipment
Learn More
We’ve joined up with Jodie Kidd, model, mum and car enthusiast, to bring you The Chubb Interviews. Jodie gets behind the scenes with fellow car enthusiasts, from restorers to racing drivers.
Disclaimer: All content in this material is for general information purposes only. It does not constitute personal advice or a recommendation to any individual or business of any product or service. Please refer to the policy documentation issued for full terms and conditions of coverage.
Chubb European Group SE (CEG) is an undertaking governed by the provisions of the French insurance code with registration number 450 327 374 RCS Nanterre. Registered office: La Tour Carpe Diem, 31 Place des Corolles, Esplanade Nord, 92400 Courbevoie, France. CEG has fully paid share capital of €896,176,662. UK business address: 100 Leadenhall Street, London EC3A 3BP. Authorised and supervised by the French Prudential Supervision and Resolution Authority (4, Place de Budapest, CS 92459, 75436 PARIS CEDEX 09) and authorised and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request.
We help you stay ahead and informed with these helpful tips and tricks
