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Environmental Insurance

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Environmental losses can severely disrupt a business leading to potentially devastating financial, operational and reputational damage.

Environmental risk continues to be a challenge for businesses today, but our environmental experts can help protect you against pollution exposures. Chubb environmental insurance covers you against damages from the unintentional release of pollutants – a risk excluded from most standard commercial liability and property insurance policies.

Chubb provides market-leading environmental insurance supported by a dedicated claims and risk management service, designed to minimise the negative impact of pollution and environmental damage and help clients get back on track when these events occur.

Risk Scenarios

Who it's for:

Pollution is not just a consideration for heavy industry. You might have an environmental risk if you:
  • Own, operate or buy and sell property
  • Operate on third-party premises
  • Use, store, transport or produce a substance that may cause contamination
  • Create solid, liquid or gaseous waste
  • Redevelop brownfield land

What it covers:

  • First and third party pollution remediation costs
  • Biodiversity damage
  • Legal liability following a pollution or biodiversity event
  • Business Interruption
  • Loss mitigation costs
  • Transportation

Premises Pollution Liability

You can be protected for current and pre-existing exposures that may not be in your general liability policy. Cover includes clean-up costs, property damage and business interruption.

Environmental Protect

Our broad Protect policy provides  cover against remediation and loss mitigation costs, third-party liability, biodiversity damage and more, for incidents on your own premises or a third party’s.

Contractors Pollution Liability

If you’re a contractor, this policy gives you pollution insurance for projects where it’s required, alternatively we can provide cover for your day-to-day pollution exposures.

Renewable Energy Environmental Protection

We support your pioneering work with the first dedicated environmental policy for renewables companies in the UK and Ireland. Providing seamless coverage, from the start of construction through to their operation. 

Environmental Incident Alert

Our 24-hour service gives instant access to an expert incident response team who will help you source contractors for the clean-up, address costs and mitigate any liabilities.

Why Chubb?
Why Chubb?

We care about the environment – and your company

Whether your business is big or small, takes you around the world or just around town, Chubb is here for you. Our breadth of experience in environmental insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be.

Partnership that’s personal 
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.

Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.

Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business.

Every policy makes a difference
More than 245,000 Chubb donated trees benefit communities worldwide.


5 Questions to Help You Assess Your Company's Environmental Exposure

Environmental risk: being prepared with a proactive approach


Are your clients exposed to environmental risk?

We offer a broad range of environmental risk solutions and can provide expertise, cover and risk appetite for a variety of industries

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Talk to one of our experts

Jane Upson
UKI Environmental Underwriting Manager


Hayley Dixon
Technical Underwriting Manager


Alexander O’Grady
Senior Environmental Underwriter


Anthony Pollen
Senior Environmental Underwriter