5 Questions to Help You Assess Your Company's Environmental Exposure
Our contractors pollution liability insurance covers the insured and their subcontractors while performing at a job site. It offers protection for gradual as well as sudden and accidental environmental liability arising from contracted work carried out at customers’ project sites.
Our contractors pollution liability insurance is for all kinds of contractors, organisations and projects:
How pollution liability insurance keeps your contracting business covered:
On a housing development project a contractor was using a grader to level the site. During the course of the work the contractor spread soil contaminated with asbestos, heavy metals and polychlorinated biphenyls across the site and also onto neighboring properties.
The contractor was held responsible for exacerbation of pre-existing contamination and was ordered to compensate the client.
The total cost was in excess of £560,000
A contractor responsible for installing telecommunication services performed a site check for underground infrastructure prior to commencing work. The site check failed to detect a disused former fuel pipeline. Excavation hit the pipeline, which was partly pressurized.
Approximately 10,000L of fuel escaped from the pipe.
The contractor was responsible for the emergency response, removing contaminated soil and confirming that groundwater had not been impacted. The total cost was in excess of £1 million.
A contractor was responsible for a multi-billion pound waterside development project. Excavation uncovered a large amount of contaminated fill material beneath the project site. The material was tested for contamination and transported to a facility with the appropriate licence to accept the material.
After disposing of the waste for a number of weeks, the material was found to have higher concentrations than originally detected.
The local authority traced the waste back to the project site and claimed damages and remediation costs. The settlement was in excess of £5.5 million.
Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in contractors pollution liability insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be.
Partnership that’s personal
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.
Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business.
Every policy makes a difference
More than 245,000 Chubb donated trees benefit communities worldwide.
We offer a broad range of environmental risk solutions and can provide expertise, cover and risk appetite for a variety of industries