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Management Liability Insurance

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Management Liability Package Insurance

Management liability insurance protects those who run your business in an increasingly litigious world

Running a business brings great responsibilities and risks – especially today when executives can face claims for a bewildering variety of liabilities. Our management liability products offer you a broad range of protections – from directors and officers insurance to employment practices liability and commercial crime.

Risks we cover

We insure executives in all kinds of industries against a wide range of risks

Wrongdoing claims from a variety of parties 

  • These include shareholders, employees, investors, competitor companies and the government


Securities class actions

  • We also offer liability cover against claims of misleading information in share investment prospectuses


Employment practices

  • Employment lawsuits are on the rise, and as a senior manager you and your team will want to be personally protected

Senior management risks

  • Protect directors and officers from being held personally liable if there are allegations of negligence, harassment or other wrongful behaviour 

Mergers and acquisitions 

  • These transactions can open you up to legal challenges about impending litigation that you may not be aware of at the time of the deal

Kidnap and extortion

  • Our kidnap insurance offers you peace of mind when your executives do business in challenging environments
Products & Services
Products & Services

Our management liability products look after all areas of your operations

Directors and Officers Liability

Executives are protected for wrongful acts, errors and omissions, negligence and breach of duty. The policy gives cover for damages, judgments and legal costs.

Pension Trustee Liability

Trustees and their sponsoring employers enjoy cover for breaches of trust and duty, maladministration, negligence, wrongful omissions and misstatements.

Employment Practices Liability

We cover you for damages, judgments, settlements, claimant costs, legal representation, and back salary costs if you have to reinstate an employee. 

Commercial Crime 

Businesses are insured for financial loss from theft of money, securities or property by an employee or third party. Crimes covered include forgery and funds transfer fraud.

Kidnap, Ransom & Extortion insurance 

Cover is for employees and their families and includes kidnap, ransom and extortion payments, and medical expenses for the victim. Cover can be extended for negotiators’ fees. 

Why Chubb?
Why Chubb?

We’re management liability insurance specialists – and we care about your business

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in management liability insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be.

Partnership that’s personal
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.


Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.


Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business. 



This is cover that shields senior management of a company from losing their personal assets when sued for how they do their job. The decisions leaders make when managing a large corporation could be challenged by employees, shareholders and competitors. So if a claim is brought against a director of your company, this insurance ensures their assets are covered, as well as legal fees.

We’re now operating in an increasingly litigious corporate landscape, and more and more senior executives are facing claims – so management protection insurance is essential.


Understand the rising tide of securities class action litigation

Emerging multinational management liability risks report


Talk to one of our experts


Mary McGovern
UKISA Management Liability Manager

Daryl Bridgeman
Head of Financial Lines Ireland

Chantelle O’Rourke
Financial Lines Manager Scotland & Northern Region

Danielle Wickham
Management Liability Manager London

Chris Fletcher
Casualty and Financial Lines Manager, Midlands & South