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Directors and Officers Liability Insurance

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Directors & Officers Explained

Directors and Officers liability is designed to help protect your senior management team

Decision makers are always in the public eye. As leaders of the company, your directors and officers can be held personally liable for their management decisions. Shareholders, employees, customers, suppliers, competitors, and even the government can sue a privately owned company and its board. Designed specifically for directors and officers of small to mid-sized privately held companies, this policy helps you stay ahead of those liabilities with flexible coverage tailored to your specific needs.


Who it’s for:

Covering the decision makers at companies like these:

  • Healthcare
  • Transportation and Utilities
  • Manufacturing
  • Business services
  • Wholesale/Retail trade
  • Construction
  • Law firms
  • Software development and technology

What it covers:

Suits brought by:

  • Customers
  • Vendors or suppliers
  • Government
  • Regulators
  • Competitors
  • Partners or other shareholders


Coverage highlights:

  • Protection for assets of both the executives and the company itself
  • Broad definition of Insured, Claim, and Loss so you can be confident in what’s covered
  • No deductible for non-indemnified loss
  • Limits available for non-indemnified loss and options for defence costs in addition to the coverage aggregate
  • Custom coverage options tailored to your business and industry.

How to keep your directors covered when it comes to mergers and acquisitions

These kinds of transactions are  business opportunities but also pose new questions for your decision makers. Read more from a nationally recognised authority on D&O issues about how to navigate the risks.

Products & Services
Products & Services

Elite Directors and Officers

Elite Directors and Officers from Chubb provides a broad range of coverage backed by a team of industry experts. 

Forefront Directors and Officers

Forefront Directors and Officers is our online product available via brokers through our Chubb Ignite eTrading platform. 

Why Chubb?
Why Chubb?

Directors and Officers coverage for your trusted decision makers

At Chubb, we aim to understand the challenges of running a company like yours so we can be proactive about minimizing the risks facing directors and officers.

Proactive market leadership
Companies have been trusting Chubb to cover their directors and officers for more than 35 years and we pride ourselves on staying ahead of the unique risks in this changing market.


Unafraid of challenges
Chubb offers a full spectrum of coverage for D&O liability and while no one looks forward to challenges, our team doesn’t shy away from the risks that face a modern company.


Standout claims service
Chubb prides itself on claims service excellence. We employ our own experienced claims attorneys, who understand our policies and obligations and can help when you need it most.



Janet Edey, Management Liability Manager UK&I answers some of your frequently asked questions

Directors and officers claims are increasing both in cost and severity. Is your business exposed?


Talk to one of our experts


Mary McGovern
UKISA Management Liability Manager

Daryl Bridgeman
Head of Financial Lines Ireland

Chantelle O’Rourke
Financial Lines Manager Scotland & Northern Region

Danielle Wickham
Management Liability Manager London

Chris Fletcher
Casualty and Financial Lines Manager, Midlands & South