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Elite Directors and Officers Insurance

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Cover for business leaders

Carefully designed Directors and Officers insurance for senior management

Executives are more liable than ever for their actions thanks to increasing legislation and the rise of ‘no win, no fee’ actions for claims by shareholders, employees, customers and others. Our Elite Directors and Officers Liability cover protects them against losses for a broad range of claims, including breach of duty, negligence and wrongful trading.


Who it’s for:

Chubb insures your executives in a wide variety of roles:

  • All types of past, present and future directors and officers
  • Managerial and supervisory employees
  • Employees who are co-defendants, including retired directors
  • Directors and other individuals who, at the company’s request, serve on an outside board
  • The spouse, estate or legal representative of deceased directors
  • Approved individuals performing controlled functions and those designated under the senior management regime and certification regime
  • The company, in the case of securities action claims.

What it covers:

Chubb directors and officers insurance covers senior managers for many types of losses and costs – from legal fees to tax payments.

The policy insures executives for defence costs and legal liability arising from:

  • Wrongful acts
  • Errors and omissions
  • Misstatement
  • Negligence
  • Breach of duty
  • Wrongful trading (for example, trading while knowing that the business is or is going to be insolvent)
  • Employment disputes, including wrongful, unfair or constructive dismissal, harassment and wrongful discipline
  • Breaches of anti-discrimination regulations, including sexual, racial and age discrimination


Cover includes:

  • Damages, judgments, expenses and defence costs
  • Costs of legal representation for investigations
  • Losses incurred within 30 days of management buyouts of a subsidiary
  • Costs arising from extradition proceedings
  • Cover for deprivation of assets of individuals
  • Civil fines and penalties cover for individuals where insurable by law
  • Tax contributions where the company has become insolvent and there is personal liability of an insured director.
Why Chubb?
Why Chubb?

We’re specialists in Directors and Officers insurance – and we care about your business

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in directors and officers insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be.

Partnership that’s personal
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.


Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.


Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business. 



Directors and officers claims are increasing both in cost and severity - is your business exposed?


Talk to one of our experts


Mary McGovern
UKISA Management Liability Manager

Daryl Bridgeman
Head of Financial Lines Ireland

Chantelle O’Rourke
Financial Lines Manager Scotland & Northern Region

Danielle Wickham
Management Liability Manager London

Chris Fletcher
Casualty and Financial Lines Manager, Midlands & South