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Premises Pollution Liability Insurance

polluted water
Pollution protection for your business property

We protect your owned or leased premises wherever you operate.

Keeping ahead of ever-changing environmental regulations can be quite a challenge, but our premises pollution liability insurance ensures your property and others’ are covered – from chemical leaks to waste spills. The policy gives you protection for a range of liabilities, physical injury, property damage, clean-up costs and more.


Who it’s for

We offer highly effective pollution cover for many sectors and business activities, including but not limited to:

  • Agriculture
  • Chemical and petroleum storage
  • Construction
  • Industrial and manufacturing
  • Utilities, including renewable energy
  • Commercial and retail properties
  • Transportation
  • Real estate
  • Public sector organisations
  • Hotels and hospitality
  • Education
  • Healthcare

What it covers

Chubb premises pollution liability insurance safeguards you against a range of liabilities and issues, such as:

  • Gradual and Sudden and Accidental first - and third party environmental liabilities
  • Regulatory clean-up costs – for your own premises and any offsite land, water or natural resources
  • Liability for third-party bodily injury, property damage, clean-up expenses and nuisance
  • Third-party claims for pollution caused by the transportation of products or waste
  • First-party business interruption resulting from pollution
  • Liability for biodiversity damage, including complementary and compensatory remediation costs
Why Chubb?
Why Chubb?

We are experts in pollution insurance – and care about your company

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in premises pollution liability insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be.

Partnership that’s personal
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.

Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.

Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business.

Every policy makes a difference
More than 245,000 Chubb donated trees benefit communities worldwide.


5 Questions to Help You Assess Your Company's Environmental Exposure

Environmental risk: being prepared with a proactive approach


Are your clients exposed to environmental risk?

We offer a broad range of environmental risk solutions and can provide expertise, cover and risk appetite for a variety of industries

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Talk to one of our experts

Jane Upson
UKI Environmental Underwriting Manager


Hayley Dixon
Technical Underwriting Manager


Alexander O’Grady
Senior Environmental Underwriter


Anthony Pollen
Senior Environmental Underwriter