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Group Personal Accident Insurance

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Workplace accident cover

Cover your employees and your business against the financial pressures from accidental injury, disability or death

When the unexpected or unthinkable happens, our group personal accident insurance supports your team and your business all the way. This cover gives monetary support for employers to help employees and covers the costs of finding and hiring a replacement for them. 

Risk Scenario

Who it’s for

Any UK business with employees is eligible for Chubb group personal accident insurance cover.

What it covers

We offer you accident insurance for incidents such as:

  • Accidental death
  • Disabling injuries
  • Loss of limbs or eyes
  • Broken bones
  • Facial disfigurement – including burns and scars
  • Dental injuries
  • Physical rehabilitation and physiotherapy
  • Counselling support

Group Personal Accident Claims case studies

Our group personal accident cover is designed for a changing risk landscape. For some, taking time off work to recover from an accident can be an inconvenience. For others, it can spell disaster. 

Why Chubb?
Why Chubb?

We’re specialists in personal accident insurance for companies – and we care about your business

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in group personal accident insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be. 


Partnership that’s personal 
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.


Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.


Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business.



No but it’s important in helping to meet your duty of care obligations to your employees. The benefits also help ensure your business operations continue in the event one of your employees is unable to work. A strong travel management and security programme may also be a key company benefit for prospective new employees. 

Yes. Our programmes can be designed to meet the specific needs of your business, including when employers implement a blended or flexible approach to where employees work.

As well as the coverage described above, our product also provides a range of related services including mental health and wellbeing support, modifications to homes and cars following a disability, and support with recovery and re-entering the workplace.

Insights & Resources

Challenges and opportunities in an evolving workplace

Have a question?