Did you know that if your average household water pipe bursts, it can displace enough water to fill a swimming pool within 24 hours? Typically water damage accounts for more claims than fire and theft – even small leaks over time can do significant damage.
To see how much you know about water damage – and how likely you’ll experience it – answer the questions below:
If you said yes, you are in the minority, even though most people know where the water main is and how to turn it off. Make sure everyone in your family knows, too. Usually, it’s near or under the kitchen sink, but older houses may have a small culvert outside where the stopcock can only be operated with a specific tool known as a stopcock key.
If you said August, you were correct. That’s not to say damage doesn’t also occur in winter – use a smart thermostat to maintain a minimum temperature of at least 10 degrees Celsius in your home. Warm water must be able to circulate through pipes to prevent freezing damage from occurring.
Relatively inexpensive, detection devices automatically shut off the water supply in the event of a leak, which is essential if you leave your property vacant for extended periods. If you have one installed already then you’re a step ahead of most.
Always proactively check for leaks. Look for areas of moisture or mould. Flaking paint or wallpaper can be a sign of damp, as can black, speckled marks on skirting and sills.
If you have, that’s great. Check underneath sinks and around dishwashers and washing machines. Ideally, your appliances should be inspected by a certified technician every two years. If you do notice a leaky appliance, shut off your water valve and call in a plumber or technician right away.
Protect your pipes from freezing. Exposed pipes should always be properly insulated. Snap-on pipe insulation is cheap and effective. Add further insulation to basements and crawl spaces to help raise the minimum temperature in those areas.
You may think your water heater is the most likely candidate for a water leak but, in fact, it’s your actual plumbing supply system (and not individual appliances) which poses the greatest risk of leaks.
Contact your Chubb representative today and take some serious steps to protect your home against water damage.
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