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Do you have a stash of football cards that you collected as a kid? Are you looking to acquire a signed jersey or photograph from your current favourite player? These days, collecting sports memorabilia can be a fun and exciting hobby—and a potentially lucrative investment as well. Even if you’re just accumulating items for sentimental reasons, consider these tips as you expand your valuable sports memorabilia collection:

1. Make sure it’s the real thing

With the demand for sports memorabilia, there is also a rather lucrative market for fakes. So, be sure to do your research before you buy. It’s safest to purchase from the official stores of reputable organisations and make sure your item has been examined and approved by an authenticating company.

2. Choose an insurer who knows collectibles and can give you extras

Most homeowner's policies will cover some of your valuables—up to a certain amount. But if you have (or are building) a more extensive collection, you may want to consider purchasing a Valuable Articles policy from an insurance company, like Chubb, who can provide the protection you need to replace a lost, stolen, or damaged item. 

3. Verify that it has a secondary market

Not every piece of sports memorabilia is worth insuring. If it has a secondary market, it’s probably worth some money, and therefore worth protecting. 

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4. Consider inflation

It’s wise to get your items valued periodically, and with Chubb, if at the time of a total loss under insurance is discovered, provided you have a professional valuation no older than 2 years we will pay up to 200% of the agreed value. 

5. Review your collection regularly

Any time you purchase a new item for your collection, you will want to add it to your insurance policy. Under Chubb Signature policy, your newly acquired items are covered for up to 90 days, and up to 25 percent of the sum insured in place for each category of valuables.

All content in this material is for general information purposes only. It does not constitute personal advice or a recommendation to any individual or business of any product or service. Please refer to the policy documentation issued for full terms and conditions of coverage.

Chubb European Group SE (CEG).  Operating in the UK through a branch based at 100 Leadenhall Street, London EC3A 3BP.  Risks falling within the European Economic Area are underwritten by CEG which is governed by the provisions of the French insurance code.  Registered company number: 450 327 374 RCS Nanterre.  Registered office: La Tour Carpe Diem, 31 Place des Corolles, Esplanade Nord, 92400 Courbevoie, France. Fully paid share capital of €896,176,662. 

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