Buying a home is the goal of most Hong Kong people. It is especially exciting when you are preparing to move into your new home! Yet it can also be a little overwhelming, with so many things to think about, plan, and do during the transition. We’ve compiled a few tips to help you prepare your move, so you can enjoy your new home from day one.
Contact your current service providers and have the utilities in your old house disconnected. Then, you’ll need to have water, gas, and electricity working in your new home when you move in. Make sure you know where all the shut-off valves are, in case you need to turn them off for any reason. Water damage is one of the most common claims we see, so you may even want to consider installing a water leak detection system in your home or have a professional carefully inspect all pipes before moving in to avoid any losses.
It’s great that you got the keys from the previous owner, but that’s really not enough to ensure your home’s security. Have all of the locks changed in your home, to make sure you have the only keys. Now that you’re in a home, you may also want to consider installing a home security system to keep your home secure when you’re away. Having a home security system is a great way to deter burglars from trying to break into your home.
These days, we connect with friends, family, and a myriad of service providers and product manufacturers online. So, your internet connect is probably one of the first things you’ll set up in your new home. Make sure your connection is secure, by using passwords that cannot be easily guessed. You may also want to consider adding cyber insurance, if your home policy doesn’t already include it. Cyber protection can help stop cybercrime before it happens (identity theft, malware intrusion, ransomware threat, etc.) and help you prepare for the consequences if it does.
Banks, credit cards, companies, schools, and relatives and friends, you need to update your new address one by one. To prevent any omissions, you can apply for Redirect Your Mail service from Post Office for you and your family to prevent missing any important letters.
You may have to set up a fire insurance or home insurance as part of your mortgage process. If not, make sure you get home insurance for your new home, any other buildings, and the contents.
Contact us to find out how we can help you get covered against potential risks