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Few businesses can survive large, unexpected risks that damage plants, structures, machinery or other property, and lead to loss. For added protection, this product provides comprehensive all risks excess property insurance to large companies across multiple industries in Asia Pacific, covering exposures that’re generally low in frequency and high in severity.

Coverage Highlights

What it Covers

  • All risks coverage on a follow form basis (property damage and business interruption)
  • Natural catastrophe covers
  • Power generation, on-shore energy and mining covers
  • Engineering Insurances (erection all risks/construction all risks/boiler and machinery)


  • Maximum USD200 million limit per risk or local currency equivalent
  • Critical catastrophe capacity may be more limited 


  • Excess of loss only, normal minimum USD50 million or local currency equivalent
  • Industry class, natural catastrophe exposure, size of risk and MFL/PML all determine the attachment point

Underwriting models:

  • Actuarial proven risk models
  • Specialised catastrophe model - RMS / AIR
  • Dedicated catastrophe modelling team


  • Large capacity to ensure programme stability
  • Coverage terms available for up to 3 years
  • Considers all industry classes except steel and off-shore energy
  • Worldwide risks accepted (subject to licensing requirements and sanctions restrictions)
  • Additional capacity to Chubb’s existing property operations in the region
  • Local/regional knowledge backed by global capability

Deep underwriting expertise in a broad range of: 

  • Industries
  • Superior claims handling and administration
  • A consultative approach to loss prevention and mitigation
  • Tailor-made programmes backed by client-centric service

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Hong Kong Limited.

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