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An unfortunate situation like an accident or lawsuit can compromise your financial security. As an employee or a member of a participating group, you may be eligible for additional protection.



Group Personal Excess Insurance provides additional protection that may be needed when the underlying liability limits of your other policies, such as home, auto, or watercraft, aren’t enough to cover the unexpected costs of a lawsuit or accident.

Group Personal Excess Liability Insurance Highlights

— Worldwide Coverage

We cover our clients wherever life takes them – whether that's at home or abroad.

— Protection in the Courtroom

We include defence costs for a lawsuit, even it if is groundless, false, or fraudulent. And we’ll also provide legal counsel and coverage for all expenses.

— Maintain Your Reputation

Protection from lawsuits involving accusations of libel, slander, or negligent injuries—including cases originating from social networks, websites or blogs.

— Drive With Confidence

Additional protection if you are involved in an accident with an uninsured or underinsured driver.

— Protection at Home

Protection if you are liable for someone getting injured on your property. For example, if someone falls on your sidewalk, slips near your pool, or is injured by your pet.


For more information, contact your program administrator.

Disclaimer: This information is descriptive only. All products may not be available in all provinces and territories. Coverage is subject to the language of the policies as issued.