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Group Personal Excess Liability Insurance Highlights

Worldwide Coverage

We cover our clients wherever life takes them – whether that's at home or abroad.

Protection in the Courtroom

We include defence costs for a lawsuit, even it if is groundless, false, or fraudulent. And we’ll also provide legal counsel and coverage for all expenses.

Maintain Your Reputation

Protection from lawsuits involving accusations of libel, slander, or negligent injuries—including cases originating from social networks, websites or blogs.

Drive With Confidence

Additional protection if you are involved in an accident with an uninsured or underinsured driver.

Protection at Home

Protection if you are liable for someone getting injured on your property. For example, if someone falls on your sidewalk, slips near your pool, or is injured by your pet.

For more information, contact your program administrator.

Insights & expertise

We help you stay ahead — and informed with these helpful tips and tricks
frozen pipe

Winter weather, frozen pipes, and smart protection: A conversation about water leak detection systems

Learn how to upgrade your plumbing to prevent costly water damage.
living room with fireplace

5 important things to do before inviting a vendor to work inside your home

Consider the following tips when you hire someone to come into your home to perform maintenance or make repairs.
frozen roof with a snow view

What to buy before a winter storm

The worst winter storm can sometimes knock out the power for days at a time. Don't wait until you see the first snowflake to begin preparing! Here are some ways to get started.
snowing at park

Digging out, cleaning up, and staying safe after a winter storm

Whether you got 5 or 50 centimetres of snow, there are always issues to deal with after a winter storm – especially if you lost power. Below are a few tips for how to dig out quickly, clean up effectively, and stay safe and warm, even if your power doesn’t immediately come back on.

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Ensure you have protection for what matters most to you.