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Winter Storm 101: Who’s at Risk and Preventing Damage

Winter weather can’t always be predicted with 100% accuracy, but most times the forecast provides enough notice so that you can get the essentials ahead of time and stay safe during the storm. Below are a few ways you can prepare:

What to do before a winter storm

Don’t wait until the snow flies. These are things you can do anytime.

  • Prepare an emergency supply kit to sustain your family for 72 hours, including flashlights, a portable radio, extra batteries, nonperishable food, bottled water, cash, blankets, clothing and toiletries.
  • Monitor radio, TV, or social media for updates on the storm.
  • Purchase rock salt or ice melt for your driveway, porch, and walkways.
  • Get your snow shovels, snow blowers, and other equipment ready.
  • Purchase gas for the blower.
  • Stock up on firewood if you have a fireplace. Stockpile extra blankets.
  • Know where lanterns, candles, and matches are located.
  • Have your furnace winterized and change filters.
What to do during a winter storm

Remain calm and stay indoors if at all possible. Avoid travel and check on older loved ones or neighbours.

What to do after a winter storm

Once the storm is over, wait for local authorities to indicate that it’s safe to venture outdoors.

  •  Don’t drive unless absolutely necessary. If you do, avoid roads that have not been plowed yet and be careful of black ice.
  • Stay indoors if possible. If you must go out, dress in layers and wear hat, gloves, and shoes with traction.


Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Insurance provided by Chubb Insurance Company of Canada or Chubb Life Insurance Company of Canada (collectively, “Chubb Canada”). All products may not be available in all provinces or territories. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. No liabilities or warranties are assumed or provided by the information contained in this document. Chubb Canada, Suite 2500, 199 Bay Street, Toronto ON M5L 1E2.