Whether it’s your engagement ring or a necklace passed down from your grandmother, we know your precious jewellery is often tied to memories of a special time and place in your life. With our comprehensive, flexible coverage and seamless service, we can help protect the very special things you’ve acquired over the years.
We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible.
If you already have itemized jewellery, fine art, wine or other collectibles, newly acquired items are covered for up to 90 days (25% of the itemized coverage).*
We only require appraisals for individual jewellery pieces valued at $100,000 or more, fine art items valued at $250,000 or more, and collectibles valued at $50,000 or more. Otherwise, we just need a detailed description and estimated value.
In certain cases, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value when you choose to replace your lost item.
We’ll work with you upfront to determine the value of your items. Then, for covered total losses, we’ll make sure you’ll get 100% of the agreed value as a cash settlement.
Protect an entire collection with blanket coverage, itemize your individual pieces, or do both. It's up to you.
Disclaimer: This information is descriptive only. All products may not be available in all provinces and territories. Coverage is subject to the language of the policies as issued.
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