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Wine & Spirits Insurance
Chubb Masterpiece® Valuable Articles Coverage Highlights
Individualized coverage
We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible.
Automatic coverage for new items
If you already have itemized jewellery, fine art, wine or other collectibles, newly acquired items are covered for up to 90 days (25% of the itemized coverage).*
Paying market value
In certain cases, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value when you choose to replace your lost item.
Agreed value feature
We’ll work with you upfront to determine the value of your items. Then, for covered total losses, we’ll make sure you’ll get 100% of the agreed value as a cash settlement.
Blanket or Scheduled Items
Protect an entire collection with blanket coverage, itemize your individual bottles, or do both. It's up to you.
Coverage for Mechanical Breakdown
We provide coverage for wine which has been damaged due to loss of utility service or mechanical breakdown of climate control equipment.
Resources
Masterpiece® Valuable Articles Insurance for Your Collectible Wine
Protect your wine, so you can appreciate it for years to come
Masterpiece® Valuable Articles Insurance Brochure
Insure your valuables with confidence
Guide to Insuring Your Wine and Spirits
Why it's important to protect your wine and spirits
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*Newly acquired coverage does not apply to wine.
This information is descriptive only. All products may not be available in all provinces and territories. Coverage is subject to the language of the policies as issued.