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It doesn’t matter whether you drive a Toyota or a Bentley, a sports car or an SUV. Vehicles today are complex machines. We believe in providing high quality repairs that put your safety first.



Today's vehicles' lightweight construction and specialized technology improve fuel efficiency and protect you and your family, but they also make repairs challenging. With Chubb, your repairs will be made using original equipment manufacturer parts, and with the mechanic of your choice.

We make sure your vehicle is repaired correctly, every time, and that you get some of the best protection on the road.

Chubb Masterpiece® Auto Coverage Highlights

— Agreed Value Coverage

With Chubb's optional Agreed Value coverage, you agree to what your car is worth when your policy is written. Then, if your car is stolen or totalled, we'll simply write you a cheque for the agreed amount. This could save you tens of thousands of dollars or more at the time of a covered loss.

— Original Equipment Manufacturer Parts and Procedures

While many insurers won't pay the cost of original parts, Chubb will. We insist on using original equipment manufacturer (OEM) parts and procedures so your vehicle’s safety systems perform properly in the event of a subsequent accident.

— Worldwide Rental Car Coverage

Chubb doesn't limit rental car coverage in Canada and the US. And, when you purchase an excess liability policy, you get worldwide auto liability coverage.

— High Coverage Limits for Liability and Uninsured/ Underinsured Motorists (UM/UIM) Coverage

Your auto insurance can be a strong line of defence in the event of an accident or a lawsuit. Chubb offers some of the highest limits in the business - up to $10 million in auto liability and $1 million in UM/UIM protection.

— Choice of Repair Shop

Chubb provides you with the freedom to choose your mechanic and body shop – and we’ll pay for it too. Or if you need a referral to a trusted and certified shop, Chubb can offer one.

—  Safety Advocates

Our claims adjusters are your safety advocates. They oversee all repairs with a focus on safety and quality rather than dollars and cents. So you can be sure your car meets strict manufacturer specifications.

— Rental Car Reimbursement

Need to rent a car because yours is out of service following an accident? Chubb's Rental Car Reimbursement Coverage enables you to rent a car just like the one you own. We offer optional limits of coverage – up to $5,000 – with no per-day limit.

Chubb Masterpiece Auto Brochure

Masterpiece® Auto Insurance Brochure

Learn more about our comprehensive car insurance protection.

They do it with integrity, and they do it with honesty…that’s why I’m a Chubb customer for 15 years.
Ed K., Sacramento, CA



Disclaimer: This information is descriptive only. All products may not be available in all provinces and territories. Coverage is subject to the language of the policies as issued.