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The ForeFront for Charities and Non-Profit Organisations policy is for charities and non-profit organisations domiciled in the United Kingdom with turnover less than £25m.

This insurance provides cover in a modular policy which includes Executive Liability, Organisation Legal Liability, Employment Practices Liability, Benefit Plan Liability, Employee Crime, Kidnap & Extortion Expenses, Professional Liability and Cyber Liability & Incident Response Expenses. The ForeFront policy protects charities and non-profit organisations, trustess and directors against legal actions they may face in the course of their business.

Our core coverages include
  • Executive Liability - any one claim limit of liability up to £10m.
  • Organisational Liability - any one claim limit of liability of 50% of the chosen Executive Liability limit (you can choose an increased limit up to £5m for an additional premium).
  • Employment Practices Liability - any one claim limit of liability of £25,000 (you can choose an increased limit up to £10m for an additional premium).
  • Employee Crime - automatic limit of liability of £25,000 in each policy period (you can choose an increased limit up to £10m for an additional premium).
  • Kidnap & Extortion Expenses -  any one claim limit of liability of £25,000 (you can choose an increased limit up to £10m for an additional premium).
  • Benefit Plan Liability - any one claim limit of liability of £25,000 (you can choose an increased limit up to £10m for an additional premium).
  • Professional Liability – limit of liability of up to £5m is available.
  • Cyber Privacy Liability & Incident Response Expenses – automatic limit of liability of £25,000 in each policy period (higher limits are available with our standalone Cyber ERM policy).