MasterPackage™ for Wholesale & Distribution

Our new and improved form offers the same extensive cover across property and casualty which can be tailored to meet the needs of your business.

Costs and expenses incurred for services provided by qualified professionals in the production or certification of documentation in the event of a claim.

Our policy contains a generous range of extensions, specifically designed for wholesale and distribution risks, including:

• Seasonal Stock Increase: Automatic increase in the limit of liability for stock over Christmas, Easter and Bank Holidays periods.
  
  
• Employee Theft: Cover for theft of money or stock by employees.
  
  
• Public Utilities: Cover for interruption or interference to the business due to loss of electricity, water, gas or telecommunications.
  
  
• Customers and Suppliers Premises (Specified or Unspecified): Cover for losses resulting from interference or interruption at customers’ or suppliers’ premises.
  
  
• Environmental Impairment Liability: Costs incurred for new sudden and accidental pollution conditions, as well as remediation of unknown historic contaminated land where required by a regulatory authority.
  
  
• Goods in Transit: Loss or damage to contents or stock whilst in transit by road, rail or inland waterway.
  
  
• Product Recall Expenses: Expenses incurred for media communication, collection, storage and disposal of goods and employee overtime following a recall event.
  
  
• Breakdown of Machinery and Plant: Cost incurred due to breakdown of machinery or plant.
  
  
• Machinery Movement: Costs incurred in respect of sudden and unforeseen damage to machinery when it is being dismantled, moved or re-erected.

And more….

Important: Full terms, including sublimits, are outlined in the policy and are only active if specific sections are purchased. Please ensure you read the policy wording for how these extensions are applied.

We provide £500,000 of cover to be allocated across a number of key extensions at the time of loss, leaving you free to deploy this cover when you need it most and not having to second guess where you may need it at the time of loss.

Where public and products liability cover is purchased as part of MasterPackage™ an emergency response helpline is included, which is available 24 hours a day, 7 days a week. Up to £100,000 of crisis response expenses are also available for expenses incurred as a result of damage or bodily injury to third parties.