MasterPackage™ for Office Professions & Surgery

Our new and improved form offers the same extensive cover across property and casualty which can be tailored to meet the needs of your business.

Costs and expenses incurred for services provided by qualified professionals in the production or certification of documentation in the event of a claim.

Our policy contains a generous range of extensions, specifically designed for manufacturing risks:

• Hourly Billing: Business Interruption cover caters for agreed hourly rates for work undertaken and billed to a client by an employee or partner.
  
  
• Exhibitions, Fairs and Trade Shows: Cover for damage to contents and stock whilst at the site of any exhibition or fair or trade show, including transit.
  
  
• Computer Breakdown: Cover for interruption or interference to the business due to computer breakdown, includes repair or replacement of computer equipment.
  
  
• Computer Equipment Repair Investigation Costs: Consultant fees for investigations or tests into possible repair, replacement or reinstatement of computer equipment following damage.
  
  
• Computer Reinstatement of Data: Additional expenditure incurred reinstating data which has been altered deleted, corrupted or lost following damage.
  
  
• Denial of Access (Non-Damage): Losses resulting from interference or interruption to the business due to access being hindered or prevented by unlawful third parties, or by police or emergency services.
  
  
• Outsourced Activities: Loss resulting from interference or interruption as a result of damage at an outsource service provider.
  
  
• Public Utilities: Cover for interruption or interference to the business due to loss of electricity, water, gas or telecommunications.
  
  
• Data Breach & Cyber Attack: Liability for damages following a data breach event in respect of third party personal data, including unlawful or unauthorised disclosure of third-party data.

And more….

Important: Full terms, including sublimits, are outlined in the policy and are only active if specific sections are purchased. Please ensure you read the policy wording for how these extensions are applied.

We provide £500,000 of cover to be allocated across a number of key extensions at the time of loss, leaving you free to deploy this cover when you need it most and not having to second guess where you may need it at the time of loss.

Where public and products liability cover is purchased as part of MasterPackage™ an emergency response helpline is included, which is available 24 hours a day, 7 days a week. Up to £100,000 of crisis response expenses are also available for expenses incurred as a result of damage or bodily injury to third parties.