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Masterpackage for Life Science Companies


Customised coverage from the specialists in life sciences

Chubb’s MasterPackage for life sciences companies gives you robust property and casualty cover, which can be tailored to suit the needs of your business – for premises, assets and business interruption, a range of liabilities, and cyber risk. Among your protections are R&D operations, spoilage and contamination, products and services liability, full contractual professional liability and cyber. 


Who it’s for

We provide insurance for a broad range of life sciences companies, including:

  • Pharmaceutical and biotechnology companies
  • Medical device makers
  • Dietary supplement businesses
  • Analytical and research companies
  • Healthcare product service organisations
  • Healthcare information technology companies

What it covers

We tailor your protection to meet the complex challenges of a highly regulated industry, covering you for:

  • Faulty packaging
  • Manufacturing error
  • Advertising injury
  • Failure to advise
  • Product defects
  • Contamination
  • Spoilage
  • Employee injury
  • Third party bodily and financial injury



How a strong, well-designed insurance programme multi-pronged coverage response deals with the challenges of a clinical trial

In a series of scenarios we explain the significant losses life sciences companies can face when conducting clinical trials – and the coverage needed to keep them protected amid ever-changing risks.


Chubb can provide clinical trial insurance and other support services

Clinical Trials Insurance

This cover supports companies conducting trials around the world, so they benefit from the resources of our global network of affiliates and partners.


We are specialists in package insurance for life science companies – and we care about your business

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in coverage for life science companies means we can provide the guidance and service you need, whenever you need it, wherever you may be.

Innovative technology

We offer WORLDcert™, a state-of-the-art, interactive clinical trial insurance and certificate management system and WORLDview which gives real time access to admitted policies. With Chubb IGNITE your broker can quote UK risks with us in minutes, bind in seconds and produce instant documentation

Partnership that’s personal 
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.

Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.

Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business.


MasterPackage is Chubb’s simplified all-risk insurance package created to help our mid-market commercial customers. It’s tailored to make covering your business easier, combining property and casualty insurance in one product. Available for a wide variety of industries, MasterPackage offers you broad insurance coverage, as well as a wide range of extensions that can be added on to meet your specific needs.

Business all-risk insurance is a type of property and casualty cover that doesn’t specify what’s covered – instead it only lists what liabilities are not covered. This means your business is protected from a broad range of risks, and only the risks specifically written out in your contract are excluded. Anything not named in your policy is automatically covered.

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