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Employers’ Liability Insurance

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Covering the business risks

Employers’ liability insurance ensures your operations are protected for workplace injuries and illness

As firms are required by the Employers’ Liability (Compulsory Insurance) Act 1969 to protect employees with this important coverage, a well-designed policy is crucial. Together with increasing pressure to meet rigorous health and safety standards, the right insurance programme enables businesses to thrive. Having Chubb employers’ liability allows you to pay claims for colleague accidents or illness, giving you peace of mind.


Who it’s for

Chubb's employers’ liability insurance supports every variety and size of company, from smaller firms to large corporates.

What it covers

Our policy protects your company against all kinds of hazards, such as:

  • Injuries from using machinery and equipment
  • Slips and falls
  • Vehicle accidents
  • Harmful effects of hazardous chemicals
  • Illness and disease occurring when employees perform their work
  • Injuries caused by manual handling
Why Chubb
Why Chubb

We’re experts in employers’ liability insurance – and we care about your company

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in employers’ liability insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be.

Partnership that’s personal
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.


Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.


Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business.



One of the most important things we can offer is our financial strength, which supports the policy purchase you make with us and means you’re reliably covered to fulfil your legal obligations and look after your employees. As for the policy, it allows a wide definition of employee, gives high indemnity limits, and offers broad territorial limits.

You can also opt for extensions such as claims preparation costs and excess overseas. Importantly, our teams have the authority to act when it comes to writing policies and dealing with claims directly, which means they can make prompt decisions for clients.

As a Chubb employers’ liability insurance policyholder, you can use our complimentary Health & Safety eLearning platform. It offers a wide selection of free RoSPA (The Royal Society for the Prevention of Accidents) accredited courses online, giving you and your employees invaluable practical knowledge for managing workplace health and safety issues. Topics include fire, electrical and equipment safety; transport safety; preventing slips, trips and falls; and workplace wellbeing.


Talk to one of our experts

Gordon Scouller
Corporate Casualty Manager, UK and Ireland


Alex Forman
Casualty Manager, UK and Ireland