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Renewable and Alternative Energy Insurance

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Green power cover

Reliable insurance for owners and operators of renewable and alternative energy facilities

As the world tackles the net zero challenge, alternative energy is more vital than ever. That’s why we supply dependable alternative energy cover to those who deliver and use green power, tailored to their business needs. Chubb’s renewables and alternative energy insurance policy covers machinery breakdown, fire, explosion and much more.


Who it’s for

  • Builders, owners and operators of renewable and alternative energy facilities
  • Investors in alternative energy companies
  • Businesses using renewable and alternative energy

What it covers

  • Breakdown of power generation machinery
  • Fire and explosion – especially important as biomass and biogas facilities often have volatile gas stored on site
  • Business interruption
  • Repair and replacement of facilities, including substations and transformers
  • Theft of components, such as solar panels
Why Chubb
Why Chubb

We’re experts in renewable and alternative energy insurance – and we care about your company

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in renewable and alternative energy insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be. 

Partnership that’s personal 
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.


Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.


Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business.  




It’s commonly accepted that there are seven forms of renewable or alternative energy: solar, hydroelectric, wind and ocean energy (such as tidal); geothermal (including ground heat pumps); and biomass and hydrogen. Some consider nuclear power to be a ‘green’ energy, but it isn’t from a renewable source.

Some forms of renewable energy, such as wind and solar, do vary in their effectiveness, being dependent on the weather; and hydroelectric can also provide seasonal fluctuations if a dam isn’t providing the water source. However, solar and hydro power can be used together to provide a steadier stream of electricity, as solar tends to provide more output in summer and autumn while hydro delivers more in winter and spring. If managed well, alternative energy can be more reliable than one might expect. Some types of alternative energy, such as anaerobic digestion, can provide reliable electricity and waste heat for heating on a 24/7 basis.

This is a commercial power generation risk, not an office-based combined policy, and the excesses need to be viewed on that basis. An excess is there to remove small and minor losses while allowing policyholders to still be able to protect their main exposures at an affordable price. This ultimately helps keep costs down. 


Talk to one of our experts

London contact:

Kevin Lutz
Technical Lines Manager, UK&I
+44 7766994231


UK&I regional contact:

Tom Finnegan
Regional Technical Lines Manager, UK&I
+44 7960977942