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Boiler and Machinery Breakdown Insurance

man inspects heating pipes
Cover for critical equipment

Chubb machinery insurance to keep your company ticking over

When machinery fails it can compromise your company’s ability to operate – but our boiler and machinery breakdown insurance ensures you’re quickly back in business. The cover, often the most important type that firms need, delivers funds to repair or replace equipment – whether it’s production lines going down at a factory or lifts stopping in a hotel. 


Who it’s for

Our machinery policy supports many types of businesses and sectors, including:

  • Manufacturing and cold storage
  • Engineering firms
  • Traditional and alternative energy providers
  • Printers and publishers
  • Airport operators
  • Theatres
  • Wholesale and retail
  • Owners of multistorey office blocks
  • Communications and broadcasting

What it covers

You’re protected for all sorts of equipment issues, such as:

  • Machinery and boiler failure
  • Mechanical and electrical defects
  • Boiler explosion
  • Damage to property (insureds and third parties) as a result of machinery breakdown
  • Damage following the failure or fluctuation of electricity supply
  • Operator error
  • Fracturing of machinery due to frost 
Why Chubb
Why Chubb

We’re specialists in boiler and machinery breakdown insurance – and we care about your business

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in boiler and machinery breakdown insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be. 

Partnership that’s personal 
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.


Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.


Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business. 




Because your all-risks policy may exclude cover for machine failure, due to a part breaking, or a boiler explosion. If you’re a manufacturer or power company, these are business-critical losses with huge potential implications for your profitability and continued operation. Also, breakdown of a key machine can harm your business if production is stopped or delayed. Our boiler and machinery insurance safeguards your company against these eventualities. Chubb offers the financial ability to pay large losses that some businesses couldn’t afford to fix without insurance; this is especially important in an age when business runs increasingly on a ‘just in time’ basis, and companies may not have spare parts to replace or repair damaged equipment quickly.

A lot more than you might think. You’re protected for the breaking or burning out of any part of the machinery due to mechanical or electrical defects. But you’re also covered for failure or fluctuation of electricity supply; damage caused by the error or omission of operators; and any fracturing of equipment by frost that makes machinery inoperative.

It’s much better value than other types of breakdown insurance. For example, with policies on household goods like washing machines, televisions or computers, the breakdown premium may be as much as 10% to 15% of the value of the item. Commercial breakdown insurance on machinery is often available for much less than 1% of the value of the equipment.


Talk to one of our experts

London contact:

Kevin Lutz
Technical Lines Manager, UK&I
+44 7766994231


UK&I regional contact:

Tom Finnegan
Regional Technical Lines Manager, UK&I
+44 7960977942