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Save smart: set your sights on a brighter future, accelerate your wealth with our Time Boost Bonus. Choose our Smart Sight Universal Life Plan for unmatched financial opportunities and peace of mind.


Secure the potential returns with Minimum Crediting Interest Rate

On the last day of the 8th Policy Year and while your Policy is in force, the Account Value will be no less than an amount calculated at a Minimum Crediting Interest Rate of 2.5% per annum for the first 8 Policy Years2

Accelerate the wealth growth

Receive additional benefits through non-guaranteed Time Boost Bonus3 on the 8th Policy Anniversary

Annuity income enabling you to enjoy your golden years without worry

2 annuity options4 are offered, providing a steady stream of income up to Age5 105

Pass on your wealth

Unlimited change of Insured allows continuity of the Policy, enabling you to pass on your wealth to your next generation


  1. Smart Sight Universal Life Plan will be offered for a limited period only and is subject to a quota limit. Both the offering period and the quota limit are determined by the Company and subject to change from time to time. The Company reserves the right to withdraw offering Smart Sight Universal Life Plan without prior notice, regardless of whether or not we have received Applications for Smart Sight Universal Life Plan. If we decide to withdraw offering Smart Sight Universal Life Plan after receiving your Application, we will refund to you the total Premiums paid and levy (if any) for Smart Sight Universal Life Plan without any interest.
  2. If your Policy is terminated within the first 8 Policy Years, the Minimum Crediting Interest Rate will not apply.
  3. Crediting Interest rate and Time Boost Bonus rate are not guaranteed and are determined by the Company from time to time. Time Boost Bonus is equal to the Time Boost Bonus rate multiplied by the Total Basic Premiums Paid less total amount of Cash Withdrawal (if any). Time Boost Bonus is not guaranteed. Please refer to the benefit illustration of your Policy for the current forecast Crediting Interest rate and Time Boost Bonus rate applicable at Policy application.
  4. Once an annuity option is elected by you and approved by us, it is irrevocable.
  5. In this product brochure, “Age” refers to the age at the nearest birthday.

Download Area for Smart Sight Universal Life Plan

Regulatory Disclosure

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Hong Kong Limited.