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A retirement plan guaranteeing a monthly income stream.

We believe retirement is the beginning of a new and exciting stage in your life and it is never too early to start planning. LifeStages Annuity helps you work towards a secure future by managing your assets in a sound and effective manner.


  • LifeStages Annuity provides you with a stream of guaranteed monthly income for as long as you live (up to the age of 105), ensuring that you do not run out of money.
  • Annuity Income Payment commences at your selected Retirement Age and is paid on a monthly basis.
  • Two plans are available for your selection so you can choose the best option that fits your needs.
      LifeStages 60 LifeStages 70
    Retirement Age 60 70
    Premium Payment Period 10 years 15 years 10 years 15 years
    Insured Age 25-50 25-45 25-60 25-55
    Annuity Guarantee Period 15 years 10 years
  • The Annuity Income Payment is guaranteed payable within the Annuity Guarantee Period.
  • Upon Retirement Age, you can choose to use Accumulated Dividends to purchase extra Annuity Certain.
  • The Bonus Annuity enhances annuity income so your income will grow over time.
  • Should the Insured die before Retirement Age, the greater of 101% of the total premium paid and guaranteed cash value, whichever is higher, plus accumulated dividends will be paid to the beneficiary. If death occurs within the Annuity Guarantee Period, 3 settlement options will be made available to the beneficiary.
  • Optional supplementary benefits can be added to further broaden the coverage of the Insured.

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Hong Kong Limited.

Interested in this Chubb policy?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks