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Pass on your legacy of love to your future generations

When you plan ahead, your hard-earned wealth will work for you to increase its value and leave an enduring legacy to the future generations. Chubb Future Achiever Savings Plan ("Chubb Future Achiever") is a single premium participating whole life insurance plan that allows you to accumulate wealth, pass on a legacy of love to the future generations, so that you can have the peace of mind that your future is secured.

Chubb Future Achiever provides stable returns in the form of guaranteed cash value and a non-guaranteed Terminal Dividend, which potentially accelerate your long-term wealth accumulation and assist you in meeting your financial goals.

Why Chubb Future Achiever?

Preserve, grow and pass on your legacy 

  • Chubb Future Achiever helps to preserve and offer potential growth in your wealth, forming a solid financial foundation for your future generations.
  • This single-premium Policy helps you get the most out of your wealth with potential long-term return with guaranteed cash value up to 89% of the Notional Amount at Policy inception and non-guaranteed Terminal Dividend. We will pay the guaranteed cash value when you surrender the Policy. We may also pay the non-guaranteed Terminal Dividend when you surrender the Policy or claim for the Death Benefit.

Greater flexibility to pass your wealth to your generations

  • You can pass your accumulated wealth to your loved ones by changing the Insured of the Policy for unlimited times. You may name a Successor Insured of your Policy, so he/she will become the new Insured in the event of the Insured’s death. You may also convert Partial Surrender Value of the Policy to a Split Policy. This enables the Policy to be passed to your designated person.

Lifelong protection with just a single premium payment

  • If the Insured passes away while the Policy is in force, we will pay a Death Benefit to the Beneficiary as a reliable source of funds for financial security.
  • The Death Benefit payable is the higher of i)any Cash Value; and ii) 101% of Total Basic Premium Paid; plus Terminal Dividend (if any); plus the balance of the Settlement Deposit Account (if any). We will deduct all outstanding debt under the Policy before we make the payment to the Beneficiary.

Terminal Dividend Lock-in Option to safeguard your returns

  • To realize the potential long-term gains from the Terminal Dividend without surrendering the Policy, you may apply to exercise the Terminal Dividend Lock-in Option to earn interest at a non-guaranteed rate or receive a cash pay-out, giving you extra flexibility to meet financial obligations during challenging situations.

Product Brochure

Regulatory Disclosure

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Hong Kong Limited.

Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks