Chubb Future Achiever Savings Plan

Preserve, grow and pass on your legacy 

• Chubb Future Achiever helps to preserve and offer potential growth in your wealth, forming a solid financial foundation for your future generations.
• This single-premium Policy helps you get the most out of your wealth with potential long-term return with guaranteed cash value up to 89% of the Notional Amount at Policy inception and non-guaranteed Terminal Dividend. We will pay the guaranteed cash value when you surrender the Policy. We may also pay the non-guaranteed Terminal Dividend when you surrender the Policy or claim for the Death Benefit.

Greater flexibility to pass your wealth to your generations

• You can pass your accumulated wealth to your loved ones by changing the Insured of the Policy for unlimited times. You may name a Successor Insured of your Policy, so he/she will become the new Insured in the event of the Insured’s death. You may also convert Partial Surrender Value of the Policy to a Split Policy. This enables the Policy to be passed to your designated person.

Lifelong protection with just a single premium payment

• If the Insured passes away while the Policy is in force, we will pay a Death Benefit to the Beneficiary as a reliable source of funds for financial security.
• The Death Benefit payable is the higher of i)any Cash Value; and ii) 101% of Total Basic Premium Paid; plus Terminal Dividend (if any); plus the balance of the Settlement Deposit Account (if any). We will deduct all outstanding debt under the Policy before we make the payment to the Beneficiary.

Terminal Dividend Lock-in Option to safeguard your returns

• To realize the potential long-term gains from the Terminal Dividend without surrendering the Policy, you may apply to exercise the Terminal Dividend Lock-in Option to earn interest at a non-guaranteed rate or receive a cash pay-out, giving you extra flexibility to meet financial obligations during challenging situations.