Chubb Assured Medical Series

• 3 options on Area of Cover: Worldwide, worldwide excluding US, Asia (including Australia and New Zealand)
• 2 Room Classes: Standard Private, Semi-Private
• 3 options on Annual Deductible: HK$0/ HK$25,000/ HK$50,000

Medical expenses such as Surgeon’s fees, intensive care, advanced diagnostic imaging, pre- and post-hospitalization/ Day Surgery consultation are fully covered up to the applicable Annual Limit and Lifetime Limit.

If no benefits have been paid by us under this Policy for 2 consecutive years immediately preceding a Policy Anniversary, Chubb Assured offers a 10% discount on your selected Annual Deductible Option in the following Policy Year. Such discount will be applied once every 2 consecutive Policy Years and can accumulate and reach up to 100% of the Annual Deductible Option. This means that your Annual Deductible can be reduced to zero.

The Annual Deductible will be waived upon the diagnosis of 14 Designated Critical Illnesses (including Cancer, Stroke and Heart Attack) so the Insured can focus on recovery.

• Caregiver Daily Cash Benefit <Unique*>
  Caring for a loved one takes financial and emotional toll on the Caregiver. If the Insured is Confined in a Hospital for 3 days or more, a daily cash benefit is payable to the Caregiver (if he or she is also an insured person under another Chubb Assured policy) to help him or her cope with the difficult time.
  
  
• Child Discount
  A 50% discount will be offered to the Premium on each Premium Due Date where the Owner is the parent or guardian of the Insured and is also an insured person under another Chubb Assured policy.

• Cancer Treatment covers the most advanced and up-to-date therapies
  With full cover for non-surgical cancer Treatments, the Insured doesn’t need to worry about medical bills adding up if the Insured is diagnosed with cancer. 
  
  
• Stroke Rehabilitation Benefit
  If the Insured is diagnosed with Stroke, Chubb Assured offers extra protection to address the Insured’s daily needs and self-care capabilities after being discharged from Hospital.

The Insured can enjoy cashless hospitalization at designated private Hospitals in Hong Kong and overseas.

Our Specialist network can give extra assurance when the Insured needs further medical information or assistance.

• 24/7 Hotline
  Our hotline is at your service 24 hours a day, 7 days a week.
  
  
• Alternative Medical Advice Service
  The Insured is offered membership to Alternative Medical Advice Service. Once diagnosed with Designated Critical Illnesses, the Insured can use this service to access independent medical advice provided by a panel of world-class Specialists recommended by some of the leading medical institutions in the United States.
  
  
• Worldwide Emergency Assistance Services
  The Insured will enjoy membership to 24-hour Worldwide Emergency Assistance Services. With this membership the Insured can travel anywhere in the world knowing his or her health and welfare needs are all taken care of.