Designed to offer wide standard coverage with optional additional coverage

Coverage Highlights

Section 1 – Material Damage

Covers accidental physical loss of or damage to content and stock contained in the business premises

Section 2 – Business Continuity

Covers additional expenditure incurred within 12 months after an insured loss in order to restore normal conduct of business

Section 3 – Money

Covers the loss of cash, cheques, order and stamps

Section 4 – Liability

Covers legal liability for bodily injury and/or property damage arising out of your business activities anywhere within Hong Kong

Section 5 – Employee Dishonesty

Covers direct pecuniary loss due to fraud or dishonest act committed by any employee

Section 6 – Personal Assault

Covers insured person who suffers bodily injury from robbery or attempted theft

Section 7 – Employees’ Compensation (Optional)

Covers employer’s legal liability for bodily injury to employees arising out of and in the course of employment

Section 8 — Privacy Liability (Optional)

Covers legal liability for Privacy Claim first made during the Period of Insurance resulting from the mishandling of personal data

Preferred Industries

Office & Service Business

Management consultants, accountants and IT consultants, software designers, architects, estate and letting agents, financial or investment advisers, insurance brokers and agents, health and safety consultants and marketing companies.

Retailers

Grocery stores and retailers of all types of goods including but not limited to pharmacies, cosmetics, fashion, clothing, toy games, household appliances, metal wares, grocery stores, building materials, grocery for pets, non-electrical equipment & parts and furniture.

Food & Beverage (F&B)

Restaurants, dining places, food courts, food court stalls, coffee, desserts or ice cream shops, take away shops and canteen operations.

Education

Pre-school education centers, tuition centers, commercial schools, children enrichment classes, music dance and ballet schools, art or fashion schools, adult education centers and language schools.

Medical, Vet & Dental Centers

Psychiatry and general practice medical clinics, chiropractic and acupuncture services, specialist medical centers, aesthetics and cosmetic services, dental services, vet and more.

Health and Beauty

Beauty and hair salons, manicure and pedicure parlors, makeover services and more.

Content Downloads

Proposal Form
Chubb Enterprise Guard Plus
Factsheet
Chubb Enterprise Guard Plus

Interested in this Chubb policy?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks.