As summer approaches, many of us are eager to get outdoors and soak up the sun. However, it's crucial to protect our skin from harmful ultraviolet (UV) rays.
Unfortunately, numerous misconceptions about sunscreen persist, potentially putting our skin health at risk. Let's debunk some of the most common sunscreen myths to ensure you're making informed decisions about sun protection.
Fact: UV rays can penetrate clouds, so your skin is at risk even on overcast days. The Hong Kong Observatory notes that up to 15% of UV radiation can be reflected on sandy beaches, making sunscreen application especially essential on beach days.
Fact: While melanin provides some natural protection, individuals with darker skin tones are still susceptible to sun damage, including premature aging and hyperpigmentation. Sunscreen is crucial for everyone, regardless of skin color.
Fact: Higher SPF numbers offer more protection, but they don't grant you a pass to spend excessive time in the sun. Regardless of the SPF, sunscreen should be reapplied every two hours, or more frequently if swimming or sweating.
Fact: While makeup with SPF offers some protection, it's usually not enough. Most people don't apply makeup thickly or evenly enough to achieve the stated SPF level. For adequate protection, use a broad-spectrum sunscreen under your makeup.
Fact: Sun protection is a year-round necessity. UV rays can cause damage in any season, and reflective surfaces like snow can intensify their effects.
Fact: While some concerns have been raised about certain sunscreen ingredients and coral reefs, the primary causes of reef degradation are pollution, climate change, and overfishing. Many reef-safe sunscreen options are available for environmentally conscious consumers.
To ensure optimal skin protection:
By dispelling these myths and adopting proper sun protection habits, you can enjoy outdoor activities while keeping your skin healthy and youthful. Remember, protecting your skin is a lifelong commitment that goes beyond just preventing sunburns – it's about maintaining overall skin health and preserving your skin's appearance for years to come.
No part of this article may be reproduced in any written, electronic, recording, or printed form without written permission of Chubb.
Disclaimer - All contents of this article are intended for general information/guidance purposes only and not intended to be an offer or solicitation of insurance products or personal advice or a recommendation to any individual or business of any product or service. This article should not be relied on for legal advice or policy coverage and cannot be viewed as a substitute to obtaining proper legal or other professional advice, or for reading the policy documents. You should read the policy documents to determine whether any of the insurance product(s) discussed are right for you or your business, noting different limits, exclusions, terms and conditions apply in each country or territory, and not all cover is available in all countries or territories.