On March 11, 2020, the World Health Organization (WHO) declared COVID-19 a pandemic, acknowledging the global reach of the the virus. Countries and territories worldwide have established a range of restrictions, which have grown in severity as the death toll climbs. We are now living in a “new normal” that includes travel restrictions, limitations on assembly, and movement control.
COVID-19 has rapidly transformed culture and society in nations in every hemisphere, altering how people live, study and work. In this dynamic environment, businesses are seeking to take the most effective actions to support their employees’ health, safety, and well-being. Below, Chubb provides general guidance for employers to consider for protecting their employees during the pandemic.
The COVID-19 pandemic is impacting virtually every type of business and industry. Your company’s response to the pandemic—and how you support your employees—will depend on the local impact of the crisis; the nature of your business; and, critically, your industry’s role in combating the virus and providing essential services.
If your industry provides essential services—and especially services that require employees to continue working in public places and interacting with other people—your company may have special responsibilities to protect employees while remaining operational.
Essential services include but are not limited to healthcare; food and agriculture; energy; transportation and logistics; water and wastewater; financial services; telecommunications and information technology; critical manufacturing; government services; and more.
You should consider benchmarking your activities, monitoring and evaluating your response against what peer organizations are doing. You may also want to consult with your industry’s trade organization and follow their guidance.
If your employees cannot work from home and will be providing essential services, it’s important to take critical steps to protect their health, including:
Keep in mind that your operations may be limited by local or national government restrictions. For example, restrictions on movement may limit your ability to receive raw materials or deliver products. You may want to consult with legal counsel to ensure compliance with regulations.
Taking robust actions to protect your employees is the right thing to do for your workforce. Supporting safe, responsible operations can also help your business maintain a positive reputation with employees, recruiters, and the broader public.
In response to the pandemic, millions of employees worldwide are now working from home. Your business can support the health and well-being of remote employees through several actions, including:
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Disclaimer - All contents of this article are intended for general information/guidance purposes only and not intended to be an offer or solicitation of insurance products or personal advice or a recommendation to any individual or business of any product or service. This article should not be relied on for legal advice or policy coverage and cannot be viewed as a substitute to obtaining proper legal or other professional advice, or for reading the policy documents. You should read the policy documents to determine whether any of the insurance product(s) discussed are right for you or your business, noting different limits, exclusions, terms and conditions apply in each country or territory, and not all cover is available in all countries or territories.
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