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With winter on its way out, you may be ready for some spring cleaning.
Make sure you protect your classic cars from damage or additional wear and tear.
Keep your important papers and small valuables away from burglars, fire or natural disaster.
For over a hundred years, we’ve offered unparalleled stability and protection for small boats, yachts, luxury mega-yachts, and more.
Here are some things you can do to assist firefighters and minimize the damage to your home.
At their worst, disputes between professional service firms and their clients can lead to costly lawsuits.
Plan ahead for your trip of a lifetime.
Adventure travel often takes place in far-away countries and includes a higher risk of property loss, injury, and cancellation. Because of that, it’s wise to consider purchasing travel insurance that includes coverage for medical expenses, transportation back to your home country, and compensation for cancellation, delays or loss of luggage or paperwork.
However, before you start planning an adventure trip, you’re smart to educate yourself and implement a layered system of organizing the components of your trip. Top tips include:
- Let the professionals help you plan your adventure trip. Does your dream adventure include a safari to eastern Africa, a visit to the rainforests of Costa Rica, or a trek along the Inca Trail to Machu Picchu? Most of these types of vacations are more secure – and end up being a better experience – if planned through a reputable travel agency or trip coordinator.
- Be aware of any terrorism or political instability issues. Check this on the Government of Canada Travel Advice and Advisories website. For instance, a safari to Kenya can be safe if planned properly but tourists should be aware that the Government of Canada reports that violent crime, such as armed robbery, break-ins and carjackings can occur at any time there, like a lot of places.
- Stay onsite and with your group. With a reputable travel agency, you can likely rely on solid security arrangements at the resort, hotel or camp. However, you may be on your own if you wander off by yourself. That’s when the risk for trouble can increase.
- Educate yourself about street crime risks in your destination, and also in stopover destinations.
Also, not all travel insurance is the same. Be sure that yours includes good medical care and excess medical expense coverage when your existing coverage may be out of reach. Check to ensure your insurance representatives are available anytime of the day or night. Also, look for travel assistance services and travel benefits that include coverage for trip and baggage delays. Depending on your plans, you might need the additional coverage. If not, you’ll have the additional peace of mind to help you truly enjoy your adventure.
If you’re planning an adventure trip, get in touch with your insurance broker or travel advisor to talk about the level of coverage you need.
Insights and expertise
This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.
Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by Chubb Insurance Company of Canada or Chubb Life Insurance Company of Canada (collectively, “Chubb Canada”). All products may not be available in all provinces or territories. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued.